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HBANHuntington Bancshares IncorporaSell5.8·$17.54+1.92%
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Huntington Bancshares Incorpora (HBAN) Stock Analysis

Recovery setup

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Analyst target reached at $17.54 — A.R:R 0.2:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: commercial loan portfolio (60.0%).

Huntington Bancshares is a multi-state regional bank holding company operating 1,000+ branches in 14 states (expanding to 21 after the Feb 2026 Cadence Bank merger), headquartered in Columbus, Ohio. It operates Consumer & Regional Banking and Commercial Banking segments, earning... Read more

$17.54+2.2% A.UpsideScore 5.8/10#79 of 142 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield3.54%(5y avg 4.35%)Payout47.69%sustainable
Stop $16.72Target $17.90(analyst − 10%)A.R:R 0.2:1
Analyst target$19.89+13.4%17 analysts
$17.90our TP
$17.54price
$19.89mean
$23

Sell if holding. Analyst target reached at $17.54 — A.R:R 0.2:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: commercial loan portfolio (60.0%). Chart setup: Death cross but MACD improving, RSI 74. Score 5.8/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 38d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 23, 202638d to earnings· next earnings call

Thesis

Rewards
Positive momentum
Risks
Concentration risk — Loan Portfolio: commercial loan portfolio (60.0%)
Analyst target reached - limited upside remaining
Euphoria warning: extreme positivity (+1.00) + overbought RSI 74

Key Metrics

P/E (TTM)13.5
P/E (Fwd)9.2
Mkt Cap$35.5B
EV/EBITDA
Profit Mgn26.6%
ROE8.4%
Rev Growth33.6%
Beta0.97
Dividend3.54%
Rating analysts24

Quality Signals

Piotroski F6/9

Options Flow

P/C0.20bullish
IV83%elevated

Concentration Risks(10-K Item 1A)

  • HIGHloan_portfoliocommercial loan portfolio60%
    10-K Item 1A: '60% of our loan portfolio was comprised of loans in our commercial loan portfolio, which includes commercial and industrial loans, commercial real estate loans, and lease financing.'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.4
52w Position
8.2
GatesA.R:R 0.2 < 1.5@spotMomentum 7.5>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 38d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
74 · Overbought
20D MA 50D MA 200D MADEATH CROSSSupport $15.17Resistance $17.61

Price Targets

$17
$18
A.Upside+2.1%
A.R:R0.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (2.2% upside)
! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! asymmetry at 0.2 (below the engine's 1.5 threshold)@spot

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-23 (38d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is HBAN stock a buy right now?

Sell if holding. Analyst target reached at $17.54 — A.R:R 0.2:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: commercial loan portfolio (60.0%). Chart setup: Death cross but MACD improving, RSI 74. Prior stop was $16.72. Score 5.8/10, moderate confidence.

What is the HBAN stock price target?

Take-profit target: $17.90 (+2.2% upside). Prior stop was $16.72. Stop-loss: $16.72.

What are the risks of investing in HBAN?

Concentration risk — Loan Portfolio: commercial loan portfolio (60.0%); Analyst target reached - limited upside remaining; Euphoria warning: extreme positivity (+1.00) + overbought RSI 74.

Is HBAN overvalued or undervalued?

Huntington Bancshares Incorpora trades at a P/E of 13.5 (forward 9.2). TrendMatrix value score: 6.9/10. Verdict: Sell.

What do analysts say about HBAN?

24 analysts cover HBAN with a consensus score of 4.2/5. Average price target: $20.

What does Huntington Bancshares Incorpora do?Huntington Bancshares is a multi-state regional bank holding company operating 1,000+ branches in 14 states (expanding...

Huntington Bancshares is a multi-state regional bank holding company operating 1,000+ branches in 14 states (expanding to 21 after the Feb 2026 Cadence Bank merger), headquartered in Columbus, Ohio. It operates Consumer & Regional Banking and Commercial Banking segments, earning revenue from lending, deposits, payments, wealth management, and capital markets services.

Related stocks: IFS (Intercorp Financial Services In) · SSB (SouthState Bank Corporation) · COLB (Columbia Banking System, Inc.) · ONB (Old National Bancorp) · NU (Nu Holdings Ltd.)
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