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CIBGrupo Cibest S.A.Sell5.6·$80.20-0.78%
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Grupo Cibest S.A. (CIB) Stock Analysis

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Engine safety override at $80.20: Quality below floor (4.0 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.6/10. Specifically: Below-average business quality.

Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It offers deposit products, including checking and savings accounts, fixed-term deposits, and investment products; credit alternatives solutions... Read more

$80.20+0.9% A.UpsideScore 5.6/10#99 of 142 Banks - Regional
QualityF-score7 / 9FCF yield
IncomeYield6.15%(5y avg 7.60%)Payout16.31%sustainable
Stop $74.59Target $80.90(resistance)A.R:R -2.0:1
Analyst target$65.14-18.8%11 analysts
$80.90our TP
$80.20price
$65.14mean
$29

Sell if holding. Engine safety override at $80.20: Quality below floor (4.0 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.6/10. Specifically: Below-average business quality. Chart setup: No clear chart pattern; technical signals are mixed. Score 5.6/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 57d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-14

Recent Developments — Grupo Cibest S.A.

Generated 2026-06-15T18:11:46Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Aug 10, 202657d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Target reached (-29.3% upside)
Quality below floor (4.0 < 4.0)

Key Metrics

P/E (TTM)10.6
P/E (Fwd)8.9
Mkt Cap$19.0B
EV/EBITDA
Profit Mgn14.7%
ROE16.9%
Rev Growth10.8%
Beta0.47
Dividend6.15%
Rating analysts10

Quality Signals

Piotroski F7/9MoatNarrow

Options Flow

P/C0.46bullish
IV61%elevated
Max Pain$88+9.1% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.3
Support Resistance
1.2
52w Position
8.9
GatesA.R:R -2.0=NEGATIVEMomentum 7.1>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 57d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
76 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $62.54Resistance $82.55

Price Targets

$75
$81
A.Upside+0.9%
A.R:R-2.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-29.3% upside)
! Quality below floor (4.0 < 4.0)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-10 (57d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CIB stock a buy right now?

Sell if holding. Engine safety override at $80.20: Quality below floor (4.0 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.6/10. Specifically: Below-average business quality. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $74.59. Score 5.6/10, moderate confidence.

What is the CIB stock price target?

Take-profit target: $80.90 (+0.9% upside). Prior stop was $74.59. Stop-loss: $74.59.

What are the risks of investing in CIB?

Target reached (-29.3% upside); Quality below floor (4.0 < 4.0).

Is CIB overvalued or undervalued?

Grupo Cibest S.A. trades at a P/E of 10.6 (forward 8.9). TrendMatrix value score: 8.0/10. Verdict: Sell.

What do analysts say about CIB?

10 analysts cover CIB with a consensus score of 2.7/5. Average price target: $65.

What does Grupo Cibest S.A. do?Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and...

Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It offers deposit products, including checking and savings accounts, fixed-term deposits, and investment products; credit alternatives solutions such as trade financing, working capital loans, mortgages, credit cards, personal, vehicle, payroll, and small business loans, and overdrafts; and factoring. It also provides financial and operating leases; capital markets, such as hedging instruments; trading, including interbank lending, repurchase agreements, foreign exchange transactions, and sovereign and corporate securities trading, brokerage and investment advisory services, access to local and international capital markets, and third-party asset management, as well as cash management, payables and receivables solutions, real-time web services, and SWIFT Net solutions. In addition, it provides foreign currency investment and trade finance solutions such as letters of credit and bills collection; bancassurance and insurance; and investment banking services include project finance, acquisition finance, large corporate loans, loan syndication, debt and equity capital markets, principal investments, mergers and acquisitions, and advisory on hedging strategies and restructurings. Further, it offers trust and fiduciary services, escrow accounts, investment funds, and real estate funds; and Nequi digital platform. Additionally, it provides roadside and medical assistance services; and BRE-b, mortgage lending innovations, payments through wompi, inflation-indexed sustainability loans, and Salud para ti. It serves physical branches, mobile branches, ATMs, online, computer, telephone, and mobile banking, banking correspondents, kiosks, and direct business connections. The company was formerly known as Bancolombia S.A. and changed its name to Grupo Cibest S.A. in May 2025. The company was founded in 1875 and is based in Medellín, Colombia.

Related stocks: CUBI (Customers Bancorp, Inc) · IFS (Intercorp Financial Services In) · SSB (SouthState Bank Corporation) · INTR (Inter & Co. Inc.) · NIC (Nicolet Bankshares Inc.)
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