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BCHBanco De ChileSell4.3·$40.18+1.01%
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Banco De Chile (BCH) Stock Analysis

Breakout setup

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Engine safety override at $40.18: Quality below floor (3.6 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.3/10. Specifically: Below-average business quality.

Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking... Read more

$40.18-0.6% A.UpsideScore 4.3/10#141 of 142 Banks - Regional
QualityF-score2 / 9FCF yield
IncomeYield5.44%(5y avg 6.88%)Payout91.82%at-risk
Stop $38.08Target $39.95(resistance)A.R:R -1.4:1
Analyst target$37.85-5.8%13 analysts
$39.95our TP
$40.18price
$37.85mean
$21
$47

Sell if holding. Engine safety override at $40.18: Quality below floor (3.6 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.3/10. Specifically: Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Score 4.3/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 47d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-14

Recent Developments — Banco De Chile

Latest news

Generated 2026-06-15T18:11:46Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Fri, Jul 31, 202647d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Target reached (-18.0% upside)
Quality below floor (3.6 < 4.0)

Key Metrics

P/E (TTM)16.5
P/E (Fwd)13.1
Mkt Cap$20.3B
EV/EBITDA
Profit Mgn43.7%
ROE20.8%
Rev Growth-7.9%
Beta0.13
Dividend5.44%
Rating analysts18

Quality Signals

Piotroski F2/9

Options Flow

P/C1.00neutral
IV78%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

4 floor-breakers

Revenue shrinking — -7.9% YoY. Growth thesis broken unless recovery story develops.static

Earnings Growth
0.0
Revenue Growth
0.5
Declining revenue: -8%

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.3
Dividend Safety
3.5
Erm
5.0
Earnings Timing
5.0
Earnings concerns: 0B/4MYield trap warning: high yield but unsafe

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
1.0
52w Position
8.0

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Gross Margin
0.0
Operating Margin
0.0
Roa
1.4
Piotroski F
2.2
Moat
4.8
Roe
6.9
Net Margin
10.0
Strong margins: 44%No competitive moatWeak Piotroski F-Score: 2/9
GatesA.R:R -1.4=NEGATIVEMomentum 7.8>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 47d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
65 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $35.10Resistance $40.77

Price Targets

$38
$40
A.Upside-0.6%
A.R:R-1.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-18.0% upside)
! Quality below floor (3.6 < 4.0)
! Negative risk/reward — downside exceeds upside

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-07-31 (47d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BCH stock a buy right now?

Sell if holding. Engine safety override at $40.18: Quality below floor (3.6 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.3/10. Specifically: Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Prior stop was $38.08. Score 4.3/10, moderate confidence.

What is the BCH stock price target?

Take-profit target: $39.95 (-0.6% upside). Prior stop was $38.08. Stop-loss: $38.08.

What are the risks of investing in BCH?

Target reached (-18.0% upside); Quality below floor (3.6 < 4.0).

Is BCH overvalued or undervalued?

Banco De Chile trades at a P/E of 16.5 (forward 13.1). TrendMatrix value score: 6.1/10. Verdict: Sell.

What do analysts say about BCH?

18 analysts cover BCH with a consensus score of 3.7/5. Average price target: $38.

What does Banco De Chile do?Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four...

Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasing; online payments; cell phone top-ups; foreign currency; and income accreditation. It also provides insurance products, including journey, health, protection, home, life, and automotive; and investments, such as mutual, investment, and APV funds, stocks, fixed income, and derivative products. In addition, the company offers cash management comprising mass and easy payments, collection, and fund transfers; foreign trade, which includes imports, exports, international network products, Banchile international transport insurance, and customs guarantee insurance; and other services, such as bank connection, financial portability, digital VAT and signature, financial advice, and SME program. It serves individuals, private entities, companies, and small and medium-sized enterprises. The company was founded in 1893 and is headquartered in Santiago, Chile.

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Latest news

Latest News

Benzinga46d agoEarnings