Assurant, Inc. (AIZ) Stock Analysis

Q: What is the AIZ stock price target?

Take-profit $234.04 (+0.8% upside). Prior stop was $223.17.

Q: What are the risks of investing in AIZ?

Concentration risk — Customer: few significant clients; Analyst target reached - limited upside remaining; Earnings in 4 days (event risk); Target reached (-2.6% upside); Negative risk/reward — downside exceeds upside.

Q: Is AIZ overvalued or undervalued?

Assurant, Inc. trades at a P/E of 13.9 (forward 10.7). TrendMatrix value score: 7.7/10. Overall verdict: Sell.

Q: What do analysts say about AIZ?

12 analysts cover AIZ with a consensus score of 4.0/5. Average price target: $260.

Breakout setup

SellModerate ConfidenceUpdated 2026-05-02

Financial Services · Insurance - Property & Casualty

Earnings in 4 days (2026-05-05). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Sell if holding. Analyst target reached at $232.41 — A.R:R is negative (-0.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Customer: few significant clients.

$232.41+0.8% A.UpsideScore 5.6/10#15 of 29 Insurance - Property & Casualty

Stop $223.17Target $234.04(resistance)A.R:R -0.4:1

Analyst target$260.00+11.9%6 analysts

$234.04our TP

$232.41price

$260.00mean

$280

Passes 5/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 4d<=7d. Suitability: moderate.

Thesis

Rewards

Strong earnings beat streak (4/4)

Attractive valuation

Risks

Concentration risk — Customer: few significant clients

Analyst target reached - limited upside remaining

Earnings in 4 days (event risk)

Key Metrics

P/E (TTM)13.9

P/E (Fwd)10.7

Mkt Cap$11.8B

EV/EBITDA8.0

Profit Mgn6.8%

ROE15.9%

Rev Growth7.9%

Beta0.56

Dividend1.42%

Rating analysts12

Quality Signals

Piotroski F7/9

Options Flow

P/C0.39bullish

IV53%elevated

Max Pain$190-18.2% vs spot

Concentration Risks(10-K Item 1A)

HIGHCustomerfew significant clients
10-K Item 1A: 'Each of our Global Lifestyle and Global Housing segments receives a substantial portion of its revenues from a few clients.'

Material Events(8-K, last 90d)

2026-01-28Item 5.02LOW
On January 28, 2026, the Board appointed Lynn Blake as a new director to the Finance and Risk Committee and Nominating and Corporate Governance Committee. Ms. Blake most recently served as EVP and Chief Investment Officer at State Street Investment Management (2011-2021). No related party transactions reportable.
SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Overall = weighted sum of the 10 dimension scores. Fundamentals (Value/Quality/Growth) carry 45%; market signals (Momentum/Sentiment/Insider/Peer) carry 40%; structure (Technical/Risk/Catalyst) carries 15%.

DimensionScoreWeightContribution

Value7.715%1.16

Quality4.315%0.64

Growth4.815%0.72

Momentum6.810%0.68

Sentiment5.610%0.56

Insider Activity5.010%0.50

Peer Rank3.210%0.32

Technical Setup4.85%0.24

Risk Profile7.55%0.38

Catalyst8.05%0.40

Overall (Σ contributions)5.60

Small float-rounding may cause last-digit differences between this sum and the displayed Overall.

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank

3.2

Growth Rank

4.5

Value Rank

5.2

GatesA.R:R -0.4=NEGATIVEEARNINGS PROXIMITY 4d<=7dMomentum 6.8>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARBreakoutSuitability: Moderate

RSI

68 · Neutral

↑ 20D MA↑ 50D MA↑ 200D MAGOLDEN CROSSSupport $215.62Resistance $238.82

Price Targets

$223

$234

A.Upside+0.7%

A.R:R-0.4:1

Position Sizing

ConvictionNone

Suggested %0.5%

Max %1%

RegimeCautious

Risk Alerts

! Target reached (-2.6% upside)

! Negative risk/reward — downside exceeds upside

! EARNINGS_PROXIMITY:4d<=7d

Earnings

4/4 beats

Next Earnings2026-05-05 (4d)

Verdict History

reverse chrono — latest first

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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.

Frequently Asked Questions

Is AIZ stock a buy right now?

Sell if holding. Analyst target reached at $232.41 — A.R:R is negative (-0.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Customer: few significant clients. Chart setup: Golden cross, above all MAs, RSI 68, MACD bullish. Prior stop was $223.17. Score 5.6/10, moderate confidence.

What is the AIZ stock price target?

Take-profit target: $234.04 (+0.8% upside). Prior stop was $223.17. Stop-loss: $223.17.

What are the risks of investing in AIZ?

Concentration risk — Customer: few significant clients; Analyst target reached - limited upside remaining; Earnings in 4 days (event risk).

Is AIZ overvalued or undervalued?

Assurant, Inc. trades at a P/E of 13.9 (forward 10.7). TrendMatrix value score: 7.7/10. Verdict: Sell.

What do analysts say about AIZ?

12 analysts cover AIZ with a consensus score of 4.0/5. Average price target: $260.

What does Assurant, Inc. do?Assurant provides protection products via B2B2C partnerships across Global Lifestyle (mobile devices, extended service...

Assurant provides protection products via B2B2C partnerships across Global Lifestyle (mobile devices, extended service contracts, vehicle protection) and Global Housing (lender-placed homeowners insurance, renters insurance) segments in North America, Europe, Latin America, and Asia Pacific. Revenue flows through exclusive and non-exclusive relationships with mobile carriers, mortgage servicers, and retailers; total assets were $36.29 billion as of December 31, 2025.