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AGOAssured Guaranty Ltd.Hold4.8·$76.46+1.08%
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Assured Guaranty Ltd. (AGO) Stock Analysis

Recovery setup

HoldVALUE-TRAP 2/5Moderate Confidence

Financial Services · Insurance - Specialty

Hold if already holding. Not a fresh buy at $76.46, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Weak overall score: 4.8/10.

Assured Guaranty Ltd. provides financial guaranty insurance and reinsurance protecting holders of public finance and structured finance debt against non-payment of scheduled principal and interest, with principal markets in the U.S. and U.K. Revenue comes from guarantee premiums... Read more

$76.46+2.6% A.UpsideScore 4.8/10#10 of 10 Insurance - Specialty
QualityF-score4 / 9FCF yield5.52%
IncomeYield2.01%(5y avg 1.62%)Payout16.04%sustainable
Stop $73.54Target $78.48(analyst − 15%)A.R:R 0.5:1
Analyst target$92.33+20.8%3 analysts
$78.48our TP
$76.46price
$92.33mean
$103

Hold if already holding. Not a fresh buy at $76.46, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Weak overall score: 4.8/10. Chart setup: Death cross but MACD improving, RSI 48. Multiple concerning factors. Consider reducing position. | News modifier +1 (SELL_IF_HOLDING → HOLD_IF_HOLDING) Score 4.8/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 55d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

10-K grounded · weekly refresh

About Assured Guaranty Ltd.

About Assured Guaranty Ltd.

Assured Guaranty Ltd., a Bermuda-based holding company, provides unconditional and irrevocable financial guaranty insurance across U.S. and non-U.S. public finance, infrastructure, and structured finance markets. In January 2026, the company completed the acquisition of Warwick Company (UK) Limited — the indirect owner of Assured Life Re — for $158 million, establishing its first life and annuity reinsurance platform focused on U.K. bulk purchase annuity and U.S. multi-year guaranteed annuity transactions. The guaranteed portfolio spans obligations with maturities that, in some cases, exceed 30 years, with no contractual right to cancel.

Assured Guaranty earns premium income from financial guaranty insurance written primarily on U.S. public finance obligations — including general obligation bonds, tax-backed bonds, municipal utility bonds, transportation bonds, healthcare bonds, and infrastructure bonds — and selectively on non-U.S. public finance and structured finance. The majority of the company's non-U.S. regulated utility and infrastructure business is conducted in the U.K., while the majority of its non-U.S. renewable energy exposure is concentrated in Spain. The company also participates in asset management through Sound Point Capital Management, LP, which manages alternative investments for the insurance subsidiaries. Demand for financial guaranty insurance fluctuates with credit spreads: narrower spreads reduce the interest cost savings that insurance provides to issuers, directly reducing new-business volume. The company also writes specialty business including diversified real estate, insurance reserve financings, and aircraft residual value insurance transactions.

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Assured Guaranty faces a structural tension between the long-dated nature of its guarantee obligations — the 10-K notes policies can run "in some cases over 30 years" with no right to cancel — and the inherent difficulty of estimating long-term credit losses on public finance issuers that may face budget deficits, pension shortfalls, or post-PROMESA restructuring. In March 2026, the company disclosed via Form 8-K that Chief Credit Officer Stephen Donnarumma, who served in that role since 2007, notified Assured Guaranty of his retirement effective September 30, 2026; he will serve as senior advisor to the CEO through April 2, 2027, providing a transition period for the credit underwriting function at a time of portfolio expansion into annuity reinsurance.

See also: Financial Services · Insurance - Specialty

From Assured Guaranty Ltd.'s most recent 10-K filing, extracted June 9, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-13
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Aug 6, 202655d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Earnings estimates trending UP
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Weak overall score: 4.8/10
Weak growth

Key Metrics

P/E (TTM)8.7
P/E (Fwd)9.9
Mkt Cap$3.3B
EV/EBITDA
Profit Mgn51.0%
ROE7.9%
Rev Growth-6.2%
Beta0.76
Dividend2.01%
Rating analysts8

Quality Signals

Piotroski F4/9

Options Flow

P/C0.55bullish
IV61%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers

Revenue shrinking — -6.2% YoY. Growth thesis broken unless recovery story develops.static

Earnings Growth
0.0
Revenue Growth
1.0
Declining revenue: -6%

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
0.0
Quality Rank
2.5
Value Rank
3.5
GatesA.R:R 0.5 < 1.5@spotDeath cross (50MA < 200MA)Momentum 6.2>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 55d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Aggressive
RSI
48 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $72.76Resistance $78.99

Price Targets

$74
$78
A.Upside+2.6%
A.R:R0.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (2.6% upside)
! NEWS_MOD=+1: SELL_IF_HOLDING → HOLD_IF_HOLDING
! asymmetry at 0.5 (below the engine's 1.5 threshold)@spot

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-06 (55d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is AGO stock a buy right now?

Hold if already holding. Not a fresh buy at $76.46, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Weak overall score: 4.8/10. Chart setup: Death cross but MACD improving, RSI 48. Multiple concerning factors. Consider reducing position. | News modifier +1 (SELL_IF_HOLDING → HOLD_IF_HOLDING) Target $78.48 (+2.6%), stop $73.54 (−4.0%), A.R:R 0.5:1. Score 4.8/10, moderate confidence.

What is the AGO stock price target?

Take-profit target: $78.48 (+2.6% upside). Target $78.48 (+2.6%), stop $73.54 (−4.0%), A.R:R 0.5:1. Stop-loss: $73.54.

What are the risks of investing in AGO?

Analyst target reached - limited upside remaining; Weak overall score: 4.8/10; Weak growth.

Is AGO overvalued or undervalued?

Assured Guaranty Ltd. trades at a P/E of 8.7 (forward 9.9). TrendMatrix value score: 7.7/10. Verdict: Hold.

What do analysts say about AGO?

8 analysts cover AGO with a consensus score of 4.0/5. Average price target: $92.

What does Assured Guaranty Ltd. do?Assured Guaranty Ltd. provides financial guaranty insurance and reinsurance protecting holders of public finance and...

Assured Guaranty Ltd. provides financial guaranty insurance and reinsurance protecting holders of public finance and structured finance debt against non-payment of scheduled principal and interest, with principal markets in the U.S. and U.K. Revenue comes from guarantee premiums paid by bond issuers and investors; the company also participates in asset management through its ownership interest in Sound Point Capital Management, LP.

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