Value
9.8/10data confidence 83%| Component | Sub-score |
|---|---|
| P/E | 9.6 |
| P/S | 9.9 |
| EV/EBITDA | 9.4 |
| Fwd P/E | 9.9 |
| PEG | 10.0 |
- ▸Forward P/E: 5.4x
- ▸PEG: 0.16
- ▸Attractively valued
FG · Why this verdict
Why F&G Annuities & Life (FG) is rated SELL
Updated
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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VerdictSELL
Overall score6.4/10
ConfidenceMEDIUM
MacroRISK_OFF
Per-dimension breakdown
Quality
5.6/10data confidence 100%| Component | Sub-score |
|---|---|
| ROE | 3.9 |
| ROA | 0.4 |
| Gross margin | 2.9 |
| Op margin | 10.0 |
| Net margin | 4.4 |
| Current ratio | 3.9 |
| FCF quality | 10.0 |
| Moat | 5.6 |
| Piotroski F | 8.9 |
- ▸Excellent cash conversion: 216% FCF/NI
- ▸Strong Piotroski F-Score: 8/9
Growth
9.3/10data confidence 67%| Component | Sub-score |
|---|---|
| Rev growth | 10.0 |
| EPS growth | 8.7 |
- ▸Strong growth: 31% YoY
Momentum
2.1/10data confidence 100%| Component | Sub-score |
|---|---|
| RSI | 4.5 |
| MACD | 2.0 |
| OBV | 1.0 |
| MA position | 3.0 |
| Volume | 0.0 |
- ▸Volume distribution (falling OBV)
- ▸Below 200-MA, MA slope -1.9%/30d — confirmed downtrend
Sentiment
5.4/10data confidence 100%| Component | Sub-score |
|---|---|
| Analyst rating | 5.0 |
| Price target | 4.7 |
| erm sentiment | 7.0 |
Insider
5.3/10data confidence 50%| Component | Sub-score |
|---|---|
| materiality | 5.5 |
| holder change | 5.1 |
- ▸Insider buying (low materiality) — $309,765 (0.008% of mkt cap)
Peer rank
6.6/10data confidence 80%| Component | Sub-score |
|---|---|
| value rank | 7.1 |
| quality rank | 5.0 |
| growth rank | 9.3 |
- ▸Industry growth leader
Technical
5.5/10data confidence 100%| Component | Sub-score |
|---|---|
| bollinger | 5.4 |
| support resistance | 5.8 |
| 52w position | 5.4 |
Risk (lower is worse)
4.0/10data confidence 100%| Component | Sub-score |
|---|---|
| short interest | 5.0 |
| days to cover | 5.1 |
| volatility | 4.9 |
| put call | 0.0 |
| implied vol | 0.2 |
| max pain risk | 3.0 |
| beta | 5.8 |
| debt equity | 8.1 |
- ▸Elevated put/call: 2.33
- ▸High IV: 79%
- ▸Above max pain $15
Catalyst
5.1/10data confidence 100%| Component | Sub-score |
|---|---|
| erm | 6.5 |
| earnings history | 3.3 |
| earnings timing | 5.0 |
| surprise avg | 4.7 |
| dividend safety | 6.0 |
- ▸Earnings concerns: 2B/2M
- ▸Dividend: 363.0%
How the verdict was assembled
Engine trigger
Maintain position. Not compelling to add more. | News modifier -1 (HOLD_IF_HOLDING → SELL_IF_HOLDING).
Engine technical detail
verdict_path:
L4:PATH_F_HOLD|L3:NEWS_MOD=-1Passed (6)
- INSIDER:OK
- 8K:CLEAN
- NEWS_EVENTS:NONE_RECENT
- EARNINGS_PROXIMITY:57d clear
- SEMI_CYCLE_PEAK:CLEAR
- MATERIALS_CYCLE_PEAK:CLEAR
Failed (3)
- MOMENTUM:2.1<4.5
- ASYMMETRY:-2.4=NEGATIVE
- DEATH_CROSS:HARD_BLOCK
Warning (0)
none
Reward-to-Risk
-2.42
Upside
-16.8%
Downside
6.9%
Sizing output
AVOID
SetupRANGE_BOUND — RSI 47 mid-range, Bollinger mid-band
EdgeNO_EDGE — No clear edge identified
SuitabilityAGGRESSIVE — MCap $3.7B<$5B
Investment implication
None of the engine's positive-conviction paths (C-quality, D-momentum) triggered — the F-path HOLD reflects balanced signals. Strongest-cleared gate: INSIDER:OK. Top dim: Value at 9.8; weakest: Momentum at 2.1. No conviction either direction.
The strongest dimensions are Value at 9.8, Growth at 9.3, and Peer rank at 6.6; the weakest are Momentum at 2.1, Risk (lower is worse) at 4.0, and Catalyst at 5.1. The V9 engine flagged 3 failed gates, producing an asymmetric reward-to-risk of -2.42 and an engine sizing output of AVOID.