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Waystar Holding Corp. (WAY) Stock Analysis

HoldModerate Confidence

Healthcare · Health Information Services

Hold if already holding. Not a fresh buy at $21.75, but acceptable to hold if already in. Reasons: Negative momentum; Below 200-MA, MA slope -6.6%/30d (confirmed downtrend).

Waystar provides cloud-based AI-powered software for healthcare payment workflows, serving 30,000+ clients representing 1 million+ providers and facilitating 7.5 billion transactions annually. Revenue is subscription and transaction-based; top 10 clients accounted for only 10.8%... Read more

$21.75+51.6% A.UpsideScore 6.4/10#1 of 13 Health Information Services
Stop $19.88Target $32.40(analyst − 10%)A.R:R 3.8:1
Analyst target$36.00+65.5%23 analysts
$32.40our TP
$21.75price
$36.00mean
$44

Hold if already holding. Not a fresh buy at $21.75, but acceptable to hold if already in. Reasons: Negative momentum; Below 200-MA, MA slope -6.6%/30d (confirmed downtrend). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 6.4/10, moderate confidence.

Passes 5/7 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, earnings proximity 89d clear, semi cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: aggressive.

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Negative momentum
Below 200-MA, MA slope -6.6%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)31.9
P/E (Fwd)11.6
Mkt Cap$4.1B
EV/EBITDA13.1
Profit Mgn10.9%
ROE3.6%
Rev Growth22.4%
Beta
DividendNone
Rating analysts28

Quality Signals

Piotroski F9/9

Options Flow

P/C1.50bearish
IV64%elevated
Max Pain$13-42.5% vs spot

Concentration Risks(10-K Item 1A)

  • LOWCustomertop 10 clients11%
    10-K Item 1A: 'our top 10 clients accounted for only 10.8% of our total revenue for such period'

Material Events(8-K, last 90d)

  • 2026-02-06Item 5.02LOW
    Eric (Ric) Sinclair III, Chief Business Officer, resigned effective March 2, 2026 to accept a position at another company. Resignation not due to disagreement with the company. No successor named. 2025 annual bonus paid per standard practices.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Obv
1.0
Ma Position
1.0
Macd
1.9
Vol Acceleration
1.9
Rsi
4.5
Volume
10.0
Volume distribution (falling OBV)Below 200-MA, MA slope -6.6%/30d — confirmed downtrendVolume surge (3.1x avg) on selloff
GatesMomentum 3.4<4.5Death cross (50MA < 200MA)A.R:R 3.8 ≥ 1.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY 89d clearSEMI CYCLE PEAK CLEARSuitability: Aggressive
RSI
49 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $20.35Resistance $27.17

Price Targets

$20
$32
A.Upside+49.0%
A.R:R3.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Momentum score 3.4/10 — below 4.5 minimum
! Death cross — 50-day MA below 200-day MA

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-29 (89d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WAY stock a buy right now?

Hold if already holding. Not a fresh buy at $21.75, but acceptable to hold if already in. Reasons: Negative momentum; Below 200-MA, MA slope -6.6%/30d (confirmed downtrend). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $32.40 (+49.0%), stop $19.88 (−9.4%), A.R:R 3.8:1. Score 6.4/10, moderate confidence.

What is the WAY stock price target?

Take-profit target: $32.40 (+51.6% upside). Target $32.40 (+49.0%), stop $19.88 (−9.4%), A.R:R 3.8:1. Stop-loss: $19.88.

What are the risks of investing in WAY?

Negative momentum; Below 200-MA, MA slope -6.6%/30d (confirmed downtrend).

Is WAY overvalued or undervalued?

Waystar Holding Corp. trades at a P/E of 31.9 (forward 11.6). TrendMatrix value score: 7.8/10. Verdict: Hold.

What do analysts say about WAY?

28 analysts cover WAY with a consensus score of 4.2/5. Average price target: $36.

What does Waystar Holding Corp. do?Waystar provides cloud-based AI-powered software for healthcare payment workflows, serving 30,000+ clients representing...

Waystar provides cloud-based AI-powered software for healthcare payment workflows, serving 30,000+ clients representing 1 million+ providers and facilitating 7.5 billion transactions annually. Revenue is subscription and transaction-based; top 10 clients accounted for only 10.8% of total revenue in 2025. The platform benefits from network effects as transaction data continuously improves AI accuracy.

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