Voya Financial offers attractive valuation at a forward price-to-earnings of 8.3x with a perfect Piotroski score of 9 and excellent cash conversion at 214% of net income, but two consecutive earnings misses, a stock trading above its analyst price target with negative asymmetry, and an overbought RSI of 79 limit the near-term entry case.
Thesis pillars
- Excellent Cash Conversion Max Piotroski→Stable
- Attractive Forward Pe Valuation→Stable
- Consecutive Earnings Misses↓Deteriorating
- +1 more pillar — see the Why tab for full reasoning
Pillars as of Jul 3, 2026, based on the 10-K filed Feb 20, 2026
Voya Financial, Inc. (VOYA) Stock Analysis
Range Bound setup
Financial Services · Financial Conglomerates
Sell if holding. Analyst target reached at $96.56 — A.R:R is negative (-0.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3).
Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three segments, serving approximately 18 million individual customers and 50,000+ employer clients in the U.S. and internationally. The company had $1.1 trillion in... Read more
Sell if holding. Analyst target reached at $96.56 — A.R:R is negative (-0.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3). Chart setup: RSI 50 mid-range, Bollinger mid-band. Score 5.7/10, moderate confidence.
Passes 6/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 4d<=7d. Suitability: moderate.
Recent developments
updated 2026-10-29Recent Developments — Voya Financial, Inc.
Latest news
- NEWS VOYA|Voya Financial Inc|Price:98.983|Chg%:+0.163 - TradingKey — TradingKey neutral
- NEWS VOYA|Voya Financial Inc|Price:98.983|Chg%:+0.163 - tradingkey.com — tradingkey.com neutral
- NEWS UBS Remains a Buy on Voya Financial (VOYA) - The Globe and Mail — The Globe and Mail positive
- NEWS Voya Financial gets relative strength rating lift - MSN — MSN positive
- NEWS Voya Financial (VOYA) Projected to Announce Quarterly Earnings on Tuesday - MarketBeat — MarketBeat neutral
Generated 2026-10-29T11:20:26Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
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Rating Breakdown
2 floor-breakers
No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $96.56 — A.R:R is negative (-0.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3). Chart setup: RSI 50 mid-range, Bollinger mid-band. Prior stop was $92.30. Score 5.7/10, moderate confidence.
Analyst target $93.81 reached (−2.8% from $96.56); no take-profit level is published. Prior stop was $92.30. Stop-loss: $92.30.
Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3); Earnings in 4 days (event risk).
Voya Financial, Inc. trades at a P/E of 16.3 (forward 8.5). TrendMatrix value score: 7.6/10. Verdict: Sell.
19 analysts cover VOYA with a consensus score of 3.8/5. Average price target: $108.
What does Voya Financial, Inc. do?Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three...
Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three segments, serving approximately 18 million individual customers and 50,000+ employer clients in the U.S. and internationally. The company had $1.1 trillion in AUM/AUA at December 31, 2025, generating $1.038 billion in adjusted operating earnings before income taxes for 2025.