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VOYAVoya Financial, Inc.Sell5.8·$92.53+1.15%
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Voya Financial, Inc. (VOYA) Stock Analysis

SellModerate Confidence

Financial Services · Financial Conglomerates

Sell if holding. Analyst target reached at $92.53 — A.R:R is negative (-1.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (-0.5% away).

Voya Financial provides workplace retirement plans (Retirement, $796.5B AUM/AUA), investment management (Investment Management, $286.9B third-party AUM), and employee benefits (Employee Benefits, group insurance and benefits administration via Benefitfocus) to over 50,000... Read more

$92.53-1.6% A.UpsideScore 5.8/10#2 of 4 Financial Conglomerates
QualityF-score9 / 9FCF yield17.56%
IncomeYield2.03%(5y avg 1.75%)Payout27.79%sustainable
Stop $88.07Target $90.97(resistance)A.R:R -1.0:1
Analyst target$91.83-0.8%12 analysts
$90.97our TP
$92.53price
$91.83mean
$74
$117

Sell if holding. Analyst target reached at $92.53 — A.R:R is negative (-1.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (-0.5% away). Chart setup: No clear chart pattern; technical signals are mixed. Score 5.8/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 50d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-15
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Aug 4, 202650d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Near 52-week high (-0.5% away)
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)13.8
P/E (Fwd)8.3
Mkt Cap$8.3B
EV/EBITDA11.2
Profit Mgn8.2%
ROE11.9%
Rev Growth3.1%
Beta0.92
Dividend2.03%
Rating analysts19

Quality Signals

Piotroski F9/9MoatNarrow

Options Flow

P/C0.04bullish
IV50%normal
Max Pain$50-46.0% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.2
Support Resistance
0.3
52w Position
9.9
GatesA.R:R -1.0=NEGATIVEMomentum 6.6>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 50d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
82 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $79.31Resistance $92.83

Price Targets

$88
$91
A.Upside-1.7%
A.R:R-1.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-13.6% upside)
! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-04 (50d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is VOYA stock a buy right now?

Sell if holding. Analyst target reached at $92.53 — A.R:R is negative (-1.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (-0.5% away). Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $88.07. Score 5.8/10, moderate confidence.

What is the VOYA stock price target?

Take-profit target: $90.97 (-1.6% upside). Prior stop was $88.07. Stop-loss: $88.07.

What are the risks of investing in VOYA?

Analyst target reached - limited upside remaining; Near 52-week high (-0.5% away); Consecutive earnings misses (2).

Is VOYA overvalued or undervalued?

Voya Financial, Inc. trades at a P/E of 13.8 (forward 8.3). TrendMatrix value score: 7.6/10. Verdict: Sell.

What do analysts say about VOYA?

19 analysts cover VOYA with a consensus score of 3.7/5. Average price target: $92.

What does Voya Financial, Inc. do?Voya Financial provides workplace retirement plans (Retirement, $796.5B AUM/AUA), investment management (Investment...

Voya Financial provides workplace retirement plans (Retirement, $796.5B AUM/AUA), investment management (Investment Management, $286.9B third-party AUM), and employee benefits (Employee Benefits, group insurance and benefits administration via Benefitfocus) to over 50,000 employer and institutional clients and 18 million individual customer relationships. Total AUM/AUA was $1.1 trillion as of December 31, 2025.

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