Bank of N.T. Butterfield offers attractive valuation at a forward price-to-earnings ratio of 8.3x and a PEG ratio of 0.34, with a perfect 4-quarter earnings beat streak and strong margins of 39%, but the stock has reached its analyst target and the negative asymmetry ratio leaves little room for new capital deployment.
Thesis pillars
- Attractive Valuation Low Peg→Stable
- Perfect Earnings Beat Streak Banking↓Deteriorating
- Strong Margins Superior Peer Rank↑Improving
- +1 more pillar — see the Why tab for full reasoning
Pillars as of Jul 3, 2026
Bank of N.T. Butterfield & Son (NTB) Stock Analysis
Range Bound setup
Financial Services · Banks - Diversified
Hold if already holding. Not a fresh buy at $58.17, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products... Read more
Hold if already holding. Not a fresh buy at $58.17, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 52 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.
Passes 5/8 gates (positive momentum, no SEC red flags, earnings proximity 102d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio and clean insider activity. Suitability: aggressive.
Recent developments
updated 2026-10-29Recent Developments — Bank of N.T. Butterfield & Son
Latest news
- NEWS Bank of NT Butterfield & Son Ltd (NTB) Technical Analysis: Support, Resistance, Indicators & Moving Averages - TradingKe — TradingKey neutral
- NEWS Bank of NT Butterfield & Son Ltd (NTB) Financial Health: Profitability & Balance Sheet Analysis - TradingKey — TradingKey neutral
- NEWS NTB Q2 Deep Dive: Expansion Strategy and Integration Progress Shape Outlook - Yahoo Finance — Yahoo Finance neutral
- NEWS Bank of N.T. Butterfield & Son (NYSE:NTB) Director Sells $297,500.00 in Stock - MarketBeat — MarketBeat negative
- NEWS Bank of N.T. Butterfield & Son (NYSE:NTB) Director Sells $297,500.00 in Stock - marketbeat.com — marketbeat.com negative
Generated 2026-10-29T11:53:51Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
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Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $58.17, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 52 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Analyst target $56.10 reached (−3.6%), stop $56.05 (−3.8%), A.R:R -0.7:1. Score 6.1/10, moderate confidence.
Analyst target $56.10 reached (−3.6% from $58.17); no take-profit level is published. Analyst target $56.10 reached (−3.6%), stop $56.05 (−3.8%), A.R:R -0.7:1. Stop-loss: $56.05.
Analyst target reached - limited upside remaining.
Bank of N.T. Butterfield & Son trades at a P/E of 10.2 (forward 7.8). TrendMatrix value score: 8.1/10. Verdict: Hold.
7 analysts cover NTB with a consensus score of 3.7/5. Average price target: $66.
What does Bank of N.T. Butterfield & Son do?The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to...
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail customers, commercial real estate lending, and commercial and industrial loans. In addition, the company offers cash and liquidity management, foreign exchange, custody administration, and settlement services. Further, it provides personal and business deposit services, residential and commercial mortgages, small and medium-sized enterprise and corporate loans, credit and debit cards, merchant acquiring, and mobile and internet banking services; and treasury services, wealth management, and fiduciary services. Additionally, the company offers discretionary investment management, managed portfolio services, money market, and mutual fund offerings, as well as advisory and self-directed brokerage options. It operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Hong Kong, Switzerland, Singapore, Mauritius, and Canada, as well as Bermuda. The Bank of N.T. Butterfield & Son Limited was founded in 1784 and is headquartered in Hamilton, Bermuda.