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JPMJP Morgan Chase & Co.Hold5.6·$321.02+0.09%
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JP Morgan Chase & Co. (JPM) Stock Analysis

Breakout setup · Catalyst-Driven edge

HoldModerate Confidence

Financial Services · Banks - Diversified

Hold if already holding. Not a fresh buy at $321.02, but acceptable to hold if already in. Reasons: Concentration risk — Regulatory: Federal Reserve consolidated supervision; Analyst target reached - limited upside remaining.

JPMorgan Chase & Co. held $4.4 trillion in assets at December 31, 2025, operating through Consumer & Community Banking, the Commercial & Investment Bank, and Asset & Wealth Management segments. Revenue comes from net interest income on consumer and wholesale loans,... Read more

$321.02-0.4% A.UpsideScore 5.6/10#10 of 19 Banks - Diversified
QualityF-score4 / 9FCF yield
IncomeYield1.87%(5y avg 2.39%)Payout28.24%sustainable
Stop $307.48Target $319.40(resistance)A.R:R -0.5:1
Analyst target$342.19+6.6%21 analysts
$319.40our TP
$321.02price
$342.19mean
$295
$391

Hold if already holding. Not a fresh buy at $321.02, but acceptable to hold if already in. Reasons: Concentration risk — Regulatory: Federal Reserve consolidated supervision; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 64, MACD bullish. Maintain position. Not compelling to add more. Score 5.6/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 28d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

10-K grounded · weekly refresh

About JP Morgan Chase & Co.

About JP Morgan Chase & Co.

JPMorgan Chase & Co. held $4.4 trillion in assets and $362.4 billion in stockholders' equity at December 31, 2025, operating through three reportable segments — Consumer & Community Banking, the Commercial & Investment Bank, and Asset & Wealth Management. Principal bank subsidiary JPMorgan Chase Bank, N.A. maintains branches in 48 states and Washington, D.C., with overseas operations anchored in the United Kingdom and Germany.

The Firm earns revenue from net interest income on consumer loans, credit cards, mortgages, and wholesale lending; investment-banking fees and trading revenue inside the Commercial & Investment Bank; and management fees across Asset & Wealth Management. JPMorgan Chase serves millions of U.S. consumers under the Chase brand and corporate, institutional, and government clients globally under the J.P. Morgan brand. Consolidated supervision sits with the Federal Reserve, while the principal bank subsidiary is regulated by the Office of the Comptroller of the Currency with FDIC backstop authority on deposit insurance and resolution. U.S. broker-dealer J.P. Morgan Securities LLC operates under SEC and FINRA oversight, and the Firm's swap dealers and security-based swap dealers are registered with the CFTC. Competition spans banks, brokerages, hedge funds, private equity firms, payments processors, and digital-asset and financial-technology entrants disintermediating traditional channels.

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JPMorgan Chase remains subject to a March 2024 OCC consent order disclosed in the 2025 10-K, tied to processes for inventorying trading venues and confirming the completeness of data fed to trade surveillance platforms. The Firm must file its 2026 CCAR submission with the Federal Reserve on April 6, 2026, with indicative Stress Capital Buffer notification by June 30 and the final SCB effective October 1, 2026. The Federal Reserve announced in February 2026 that SCB requirements for large banks will remain at current levels through September 30, 2027, deferring recalibration pending revised models incorporating public feedback.

See also: Financial Services · Banks - Diversified

From JP Morgan Chase & Co.'s most recent 10-K filing, extracted May 16, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-15
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Jul 14, 202628d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Risks
Concentration risk — Regulatory: Federal Reserve consolidated supervision
Analyst target reached - limited upside remaining
Near 52-week high (4.9% away)

Key Metrics

P/E (TTM)15.4
P/E (Fwd)13.6
Mkt Cap$859.4B
EV/EBITDA
Profit Mgn33.9%
ROE16.5%
Rev Growth12.7%
Beta1.00
Dividend1.87%
Rating analysts30

Quality Signals

Piotroski F4/9MoatNarrow

Options Flow

P/C0.86neutral
IV37%normal
Max Pain$105-67.3% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHregulatoryFederal Reserve consolidated supervision
    10-K Item 1: 'JPMorgan Chase & Co. is a bank holding company ("BHC") and a financial holding company ("FHC") under U.S. federal law, and is subject to comprehensive consolidated supervision, regulation and examination by the Board of Governors of the Federal Reserve System'
  • MEDIUMregulatoryOCC consent order (March 2024)
    10-K Item 1: 'The Firm remains subject to a consent order entered into in March 2024 with the OCC which relates to the Firm's processes to inventory trading venues and confirm the completeness of certain data fed to trade surveillance platforms.'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.2
Support Resistance
1.6
52w Position
9.2
GatesA.R:R -0.5=NEGATIVEMomentum 6.8>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 28d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
64 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $293.67Resistance $325.92

Price Targets

$307
$319
A.Upside-0.5%
A.R:R-0.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-4.0% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-14 (28d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is JPM stock a buy right now?

Hold if already holding. Not a fresh buy at $321.02, but acceptable to hold if already in. Reasons: Concentration risk — Regulatory: Federal Reserve consolidated supervision; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 64, MACD bullish. Maintain position. Not compelling to add more. Target $319.40 (-0.5%), stop $307.48 (−4.4%), A.R:R -0.5:1. Score 5.6/10, moderate confidence.

What is the JPM stock price target?

Take-profit target: $319.40 (-0.4% upside). Target $319.40 (-0.5%), stop $307.48 (−4.4%), A.R:R -0.5:1. Stop-loss: $307.48.

What are the risks of investing in JPM?

Concentration risk — Regulatory: Federal Reserve consolidated supervision; Analyst target reached - limited upside remaining; Near 52-week high (4.9% away).

Is JPM overvalued or undervalued?

JP Morgan Chase & Co. trades at a P/E of 15.4 (forward 13.6). TrendMatrix value score: 6.4/10. Verdict: Hold.

What do analysts say about JPM?

30 analysts cover JPM with a consensus score of 3.7/5. Average price target: $342.

What does JP Morgan Chase & Co. do?JPMorgan Chase & Co. held $4.4 trillion in assets at December 31, 2025, operating through Consumer & Community Banking,...

JPMorgan Chase & Co. held $4.4 trillion in assets at December 31, 2025, operating through Consumer & Community Banking, the Commercial & Investment Bank, and Asset & Wealth Management segments. Revenue comes from net interest income on consumer and wholesale loans, investment-banking and trading fees, and asset management fees, with U.S. branches in 48 states and principal overseas operations in the U.K. and Germany.

Related stocks: C (Citigroup, Inc.) · BAC (Bank of America Corporation) · BK (The Bank of New York Mellon Cor) · CM (Canadian Imperial Bank of Comme) · UBS (UBS Group AG Registered)
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