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IGICInternational General InsuranceSell5.6·$25.11-2.64%
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International General Insurance (IGIC) Stock Analysis

Range Bound setup

SellModerate Confidence

Financial Services · Insurance - Diversified

Sell if holding. Analyst target reached at $25.11 — A.R:R 0.3:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (3).

International General Insurance Holdings Ltd. engages in the provision of specialty insurance and reinsurance solutions in the United Kingdom, Europe, Central and South America, the Middle East and Africa. The company operates through three segments: Specialty Long-tail,... Read more

$25.11+1.6% A.UpsideScore 5.6/10#9 of 12 Insurance - Diversified
QualityF-score5 / 9FCF yield
IncomeYield1.16%(5y avg 1.60%)Payout7.16%sustainable
Stop $23.77Target $25.50(analyst − 15%)A.R:R 0.3:1
Analyst target$30.00+19.5%2 analysts
$25.50our TP
$25.11price
$30.00mean
$32

Sell if holding. Analyst target reached at $25.11 — A.R:R 0.3:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (3). Chart setup: RSI 49 mid-range, Bollinger mid-band. Score 5.6/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 53d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Aug 4, 202653d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Positive momentum
Margin of safety: 38%
Risks
Analyst target reached - limited upside remaining
Consecutive earnings misses (3)
Earnings estimates trending DOWN

Key Metrics

P/E (TTM)9.2
P/E (Fwd)8.2
Mkt Cap$1.1B
EV/EBITDA7.1
Profit Mgn23.7%
ROE18.6%
Rev Growth-2.6%
Beta0.15
Dividend1.16%
Rating analysts9

Quality Signals

Piotroski F5/9

Options Flow

P/C1.83bearish
IV80%elevated
Max Pain$15-40.3% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers·1 ceiling hit

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.1
Erm
3.5
Earnings Timing
5.0
Dividend Safety
5.2
Earnings concerns: 1B/3MDividend: 116.0%

Revenue shrinking — -2.6% YoY. Growth thesis broken unless recovery story develops.static

Revenue Growth
1.9
Earnings Growth
4.6
Declining revenue: -3%
GatesA.R:R 0.3 < 1.5@spotMomentum 7.1>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 53d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
49 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $24.14Resistance $25.99

Price Targets

$24
$26
A.Upside+1.6%
A.R:R0.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (1.6% upside)
! NEWS_MOD=-2: HOLD_IF_HOLDING → SELL_IF_HOLDING
! asymmetry at 0.3 (below the engine's 1.5 threshold)@spot

Earnings

B
M
M
M
1/4 beats
Next Earnings2026-08-04 (53d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is IGIC stock a buy right now?

Sell if holding. Analyst target reached at $25.11 — A.R:R 0.3:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (3). Chart setup: RSI 49 mid-range, Bollinger mid-band. Prior stop was $23.77. Score 5.6/10, moderate confidence.

What is the IGIC stock price target?

Take-profit target: $25.50 (+1.6% upside). Prior stop was $23.77. Stop-loss: $23.77.

What are the risks of investing in IGIC?

Analyst target reached - limited upside remaining; Consecutive earnings misses (3); Earnings estimates trending DOWN.

Is IGIC overvalued or undervalued?

International General Insurance trades at a P/E of 9.2 (forward 8.2). TrendMatrix value score: 9.0/10. Verdict: Sell.

What do analysts say about IGIC?

9 analysts cover IGIC with a consensus score of 4.1/5. Average price target: $30.

What does International General Insurance do?International General Insurance Holdings Ltd. engages in the provision of specialty insurance and reinsurance solutions...

International General Insurance Holdings Ltd. engages in the provision of specialty insurance and reinsurance solutions in the United Kingdom, Europe, Central and South America, the Middle East and Africa. The company operates through three segments: Specialty Long-tail, Specialty Short-tail, and Reinsurance. It is involved in underwriting a portfolio of specialty risks, including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, marine, and treaty reinsurance. The company was founded in 2001 and is based in Amman, Jordan.

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