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Fiserv, Inc. (FISV) Stock Analysis

Falling Knife setup

SellVALUE-TRAP 1/5Moderate Confidence

Unknown · Unknown

Sell if holding. Engine safety override at $53.32: Quality below floor (2.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10 and A.R:R 2.4:1 is above the 1.5:1 BUY gate. Specifically: Elevated put/call ratio: 2.19; Below-average business quality; Negative price momentum.

Fiserv is a global payments and financial services technology company with $21.2B in revenue, serving merchants, banks, credit unions, and financial institutions through its Merchant Solutions (Clover POS, enterprise payments, processing) and Financial Solutions (core banking,... Read more

$53.32+18.7% A.UpsideScore 4.8/10Peer score 3.8/10 · 7 Unknown
QualityF-score0 / 9FCF yield
Stop $50.60Target $63.47(analyst − 10%)A.R:R 2.4:1
Analyst target$70.52+32.3%27 analysts
$63.47our TP
$53.32price
$70.52mean
$115

Sell if holding. Engine safety override at $53.32: Quality below floor (2.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10 and A.R:R 2.4:1 is above the 1.5:1 BUY gate. Specifically: Elevated put/call ratio: 2.19; Below-average business quality; Negative price momentum. Chart setup: Death cross, below all MAs, RSI 28, MACD bearish. Score 4.8/10, moderate confidence.

Passes 5/7 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, earnings proximity 68d clear, semi cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: moderate.

Thesis

Rewards
No bull case signals
Risks
Concentration risk — Geographic: U.S. and Canada (84.0%)
Quality below floor (2.5 < 4.0)

Key Metrics

P/E (TTM)9.1
P/E (Fwd)6.0
Mkt Cap$28.5B
EV/EBITDA
Profit Mgn
ROE
Rev Growth
Beta
DividendNone
Rating analysts43

Quality Signals

Piotroski F0/9

Options Flow

P/C2.19bearish
IV49%normal
Max Pain$30-43.7% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHGeographicU.S. and Canada84%
    10-K Item 1: 'U.S. and Canada| | 84 | %|'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

4 floor-breakers·1 ceiling hit

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.0
Obv
1.0
Ma Position
1.0
Rsi
3.0
Volume
3.1
Capitulation risk (RSI 28, below 200MA)Volume distribution (falling OBV)Below 200-MA, MA slope -15.7%/30d — confirmed downtrend

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Piotroski F
0.0
Moat
5.0
Weak Piotroski F-Score: 0/9Quality concerns
Low model confidence on this dimension (29%).

Risk profile below the gate floor. Component breakdown shows what dragged the score down.static

Put Call
0.0
Volatility
2.8
Max Pain Risk
3.0
Implied Vol
5.2
Elevated put/call: 2.19Above max pain $30Concentration risks: 1 HIGH (10-K Item 1A — sized via position_sizing, validated via buy_confidence)

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank
0.0
Quality Rank
5.0
Growth Rank
5.0
GatesMomentum 1.6<4.5Death cross (50MA < 200MA)A.R:R 2.4 ≥ 1.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY 68d clearSEMI CYCLE PEAK CLEARFalling KnifeSuitability: Moderate
RSI
28 · Oversold
20D MA 50D MA 200D MADEATH CROSSSupport $52.17Resistance $65.29

Price Targets

$51
$63
A.Upside+19.0%
A.R:R2.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Quality below floor (2.5 < 4.0)
! Momentum score 1.6/10 — below 4.5 minimum
! Death cross — 50-day MA below 200-day MA

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-22 (68d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is FISV stock a buy right now?

Sell if holding. Engine safety override at $53.32: Quality below floor (2.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10 and A.R:R 2.4:1 is above the 1.5:1 BUY gate. Specifically: Elevated put/call ratio: 2.19; Below-average business quality; Negative price momentum. Chart setup: Death cross, below all MAs, RSI 28, MACD bearish. Prior stop was $50.60. Score 4.8/10, moderate confidence.

What is the FISV stock price target?

Take-profit target: $63.47 (+18.7% upside). Prior stop was $50.60. Stop-loss: $50.60.

What are the risks of investing in FISV?

Concentration risk — Geographic: U.S. and Canada (84.0%); Quality below floor (2.5 < 4.0).

Is FISV overvalued or undervalued?

Fiserv, Inc. trades at a P/E of 9.1 (forward 6.0). TrendMatrix value score: 8.7/10. Verdict: Sell.

What do analysts say about FISV?

43 analysts cover FISV with a consensus score of 3.4/5. Average price target: $71.

What does Fiserv, Inc. do?Fiserv is a global payments and financial services technology company with $21.2B in revenue, serving merchants, banks,...

Fiserv is a global payments and financial services technology company with $21.2B in revenue, serving merchants, banks, credit unions, and financial institutions through its Merchant Solutions (Clover POS, enterprise payments, processing) and Financial Solutions (core banking, digital payments, card issuing) segments. 80% of revenue comes from recurring processing and services fees; US and Canada represent 84% of revenues.

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