Fidelity National Information Services trades at a forward P/E of 5.6x with revenue up 29% YoY, a 3-of-4 earnings beat streak and a 4.7% dividend yield, but it is 44% off its high in a downtrend, and 12.8% upside against 14.5% downside gives a reward-to-risk of 0.88.
Thesis pillars
- Strong Revenue Growth→Stable
- Cheap Valuation And Earnings Beats→Stable
- Leverage And Cash Conversion→Stable
- +1 more pillar — see the Why tab for full reasoning
Pillars as of Oct 24, 2026, based on the 10-K filed Feb 24, 2026
Fidelity National Information S (FIS) Stock Analysis
Recovery setup
Technology · Information Technology Services
Sell if holding. At $36.48, A.R:R 1.3:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Leverage penalty (D/E 1.3): -0.5; Sector modifier (Technology): -0.8.
Fidelity National Information Services (FIS) provides core banking software, payments processing, and capital markets technology to financial institutions and businesses worldwide. Total consolidated revenue was $10.7 billion in 2025, split between Banking Solutions ($7.3... Read more
Sell if holding. At $36.48, A.R:R 1.3:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Leverage penalty (D/E 1.3): -0.5; Sector modifier (Technology): -0.8. Chart setup: Death cross but MACD improving, RSI 63. Score 6.5/10, moderate confidence.
Passes 4/9 gates (clean insider activity, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and death cross (50MA < 200MA) and earnings proximity 6d<=7d. Suitability: speculative.
About Fidelity National Information S
About Fidelity National Information S
FIS generated $10.7 billion in consolidated revenue in 2025, with Banking Solutions contributing $7.3 billion and Capital Market Solutions $3.2 billion. The company completed the acquisition of Global Payments' Issuer Solutions business on January 9, 2026, funded by approximately $7.7 billion of new debt while simultaneously divesting its remaining 45% Worldpay stake to Global Payments. FIS is headquartered in Jacksonville, Florida, and incorporated in Georgia as Fidelity National Information Services, Inc.
FIS earns primarily recurring revenue under multi-year processing contracts with financial institutions and capital markets firms. The Banking Solutions segment provides core processing, digital banking, card and retail payments, fraud management, electronic funds transfer, item processing, and wealth and retirement solutions to global banks, U.S. regional and community banks, credit unions, and government institutions. The Capital Market Solutions segment serves asset managers, private equity firms, broker-dealers, insurers, and corporate treasurers with trading platforms, asset servicing, lending, and treasury and risk management applications. Clients purchase solutions as managed processing, outsourced services, or licensed software. Competitors include internal technology departments of large financial institutions, global IT services firms, and fintech processors entering from adjacent industries.
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FIS is subject to examination by the Federal Banking Agencies (FBA) — each a member of the FFIEC — as a technology service provider to U.S. financial institutions, giving those regulators authority to enjoin unsafe or unsound practices, issue enforcement orders, and impose civil money penalties. The CFPB exercises supervisory authority over consumer-facing businesses including ChexSystems; the FCA regulates FIS's U.K. broker-dealer and Platform Securities operations; and the Georgia Department of Banking and Finance sets capital requirements for the company's trust charter. Any compliance failure across this multi-regulator framework could impair FIS's ability to serve clients in the affected markets.
See also: Technology · Information Technology Services
From Fidelity National Information S's most recent 10-K filing, extracted June 10, 2026.
Recent developments
updated 2026-10-29Recent Developments — Fidelity National Information S
Latest news
- NEWS A Look at Fidelity National Information Services Inc (FIS) After 4.2% Gain -- GF Value $90.66 vs Price $46.81 - GuruFocu — GuruFocus positive
- NEWS FIS|Fidelity National Information Services Inc|Price:45.827|Chg%:-0.983 - TradingKey — TradingKey neutral
- NEWS FIS|Fidelity National Information Services Inc|Price:45.827|Chg%:-0.983 - tradingkey.com — tradingkey.com neutral
- NEWS FIS Launches Bank-Focused Platform for Digital Currencies - PYMNTS.com — PYMNTS.com positive
- NEWS Here's why Fidelity National Information Services (FIS) is a strong value stock - MSN — MSN positive
Generated 2026-10-29T11:48:39Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Material Events(8-K, last 90d)
- 2026-03-20Item 5.02MEDIUMFirdaus Bhathena, Chief Product Technology Officer of FIS, notified the company of his resignation effective March 20, 2026. No reason cited; no successor named.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
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Rating Breakdown
1 floor-breaker·2 ceiling hits
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. At $36.48, A.R:R 1.3:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Leverage penalty (D/E 1.3): -0.5; Sector modifier (Technology): -0.8. Chart setup: Death cross but MACD improving, RSI 63. Prior stop was $34.16. Score 6.5/10, moderate confidence.
Analyst target: $42.34 (+16.1% upside). Prior stop was $34.16. Stop-loss: $34.16.
Sector modifier (Technology): -0.8; Leverage penalty (D/E 1.3): -0.5; Earnings in 6 days (event risk).
Fidelity National Information S trades at a P/E of 5.6 (forward 5.5). TrendMatrix value score: 8.7/10. Verdict: Sell.
34 analysts cover FIS with a consensus score of 3.6/5. Average price target: $47.
What does Fidelity National Information S do?Fidelity National Information Services (FIS) provides core banking software, payments processing, and capital markets...
Fidelity National Information Services (FIS) provides core banking software, payments processing, and capital markets technology to financial institutions and businesses worldwide. Total consolidated revenue was $10.7 billion in 2025, split between Banking Solutions ($7.3 billion) and Capital Market Solutions ($3.2 billion). In January 2026, FIS acquired Global Payments' Issuer Solutions business funded by approximately $7.7 billion of new debt.