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CNACNA Financial CorporationSell5.4·$45.12+0.60%
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CNA Financial Corporation (CNA) Stock Analysis

Breakout setup

SellModerate Confidence

Financial Services · Insurance - Property & Casualty

Sell if holding. Analyst target reached at $45.12 — A.R:R is negative (-2.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Counterparty: National Indemnity Company (NICO).

CNA Financial is a P&C insurance holding company (~92% owned by Loews Corporation) offering commercial property, casualty, and specialty coverages through Specialty, Commercial, International, and Life & Group segments. Products are distributed through independent agents,... Read more

$45.12-1.4% A.UpsideScore 5.4/10#20 of 29 Insurance - Property & Casualty
QualityF-score8 / 9FCF yield14.38%
IncomeYield4.26%(5y avg 3.77%)Payout41.61%sustainable
Stop $43.38Target $44.47(resistance)A.R:R -2.6:1
Analyst target$42.00-6.9%1 analysts
Range unavailable (1 analysts)

Sell if holding. Analyst target reached at $45.12 — A.R:R is negative (-2.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Counterparty: National Indemnity Company (NICO). Chart setup: Golden cross, above all MAs, RSI 58, MACD bullish. Score 5.4/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 49d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-15
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Aug 3, 202649d to earnings· next earnings call

Thesis

Rewards
Earnings estimates trending UP
Attractive valuation
Positive momentum
Risks
Concentration risk — Counterparty: National Indemnity Company (NICO)
Analyst target reached - limited upside remaining
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)10.1
P/E (Fwd)9.4
Mkt Cap$12.2B
EV/EBITDA7.5
Profit Mgn7.9%
ROE11.5%
Rev Growth10.0%
Beta0.32
Dividend4.26%
Rating analysts11

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.86neutral
IV94%elevated

Concentration Risks(10-K Item 1A)

  • HIGHcounterpartyNational Indemnity Company (NICO)
    10-K Item 1A: 'substantially all of our legacy A&EP liabilities were ceded to National Indemnity Company (NICO)...The cumulative amount ceded under the Loss Portfolio Transfer as of December 31, 2025 was $3.9 billion.'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Support Resistance
0.7
Bollinger
1.2
52w Position
8.4
GatesA.R:R -2.6=NEGATIVEMomentum 7.6>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 49d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
58 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $41.53Resistance $45.38

Price Targets

$43
$44
A.Upside-1.4%
A.R:R-2.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-20.9% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-03 (49d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CNA stock a buy right now?

Sell if holding. Analyst target reached at $45.12 — A.R:R is negative (-2.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Counterparty: National Indemnity Company (NICO). Chart setup: Golden cross, above all MAs, RSI 58, MACD bullish. Prior stop was $43.38. Score 5.4/10, moderate confidence.

What is the CNA stock price target?

Take-profit target: $44.47 (-1.4% upside). Prior stop was $43.38. Stop-loss: $43.38.

What are the risks of investing in CNA?

Concentration risk — Counterparty: National Indemnity Company (NICO); Analyst target reached - limited upside remaining; Consecutive earnings misses (2).

Is CNA overvalued or undervalued?

CNA Financial Corporation trades at a P/E of 10.1 (forward 9.4). TrendMatrix value score: 8.1/10. Verdict: Sell.

What do analysts say about CNA?

11 analysts cover CNA with a consensus score of 2.5/5. Average price target: $42.

What does CNA Financial Corporation do?CNA Financial is a P&C insurance holding company (~92% owned by Loews Corporation) offering commercial property,...

CNA Financial is a P&C insurance holding company (~92% owned by Loews Corporation) offering commercial property, casualty, and specialty coverages through Specialty, Commercial, International, and Life & Group segments. Products are distributed through independent agents, brokers, and managing general underwriters to businesses of all sizes.

Related stocks: SLDE (Slide Insurance Holdings, Inc.) · PLMR (Palomar Holdings, Inc.) · STC (Stewart Information Services Co) · ORI (Old Republic International Corp) · SKWD (Skyward Specialty Insurance Gro)
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