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CLOVClover Health Investments, CorpSell5.5·$4.64-5.20%
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Clover Health Investments, Corp (CLOV) Stock Analysis

Breakout setup

SellModerate Confidence

Healthcare · Healthcare Plans

Sell if holding. Engine safety override at $4.64: Quality below floor (2.0 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.5/10. Specifically: Elevated put/call ratio: 2.46; Below-average business quality.

Clover Health Investments, Corp. provides medicare advantage plans in the United States. The company offers preferred provider organization and health maintenance organization plans to medicare-eligible individuals. It also operates Clover Assistant, a software platform for... Read more

$4.64+10.0% A.UpsideScore 5.5/10#5 of 11 Healthcare Plans
QualityF-score4 / 9FCF yield2.91%
Stop $4.30Target $5.08(resistance)A.R:R -1.6:1
Analyst target$4.15-10.6%3 analysts
$5.08our TP
$4.64price
$4.15mean
$4
$5

Sell if holding. Engine safety override at $4.64: Quality below floor (2.0 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.5/10. Specifically: Elevated put/call ratio: 2.46; Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 68, MACD bullish. Score 5.5/10, moderate confidence.

Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity 53d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-12
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Aug 4, 202653d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Target reached (-23.6% upside)
Quality below floor (2.0 < 4.0)

Key Metrics

P/E (TTM)
P/E (Fwd)49.0
Mkt Cap$2.6B
EV/EBITDA-41.9
Profit Mgn-2.6%
ROE-16.9%
Rev Growth62.0%
Beta2.48
DividendNone
Rating analysts10

Quality Signals

Piotroski F4/9

Options Flow

P/C2.46bearish
IV81%elevated
Max Pain$1-89.2% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers·1 ceiling hit

Unprofitable operations — net margin -2.6%. Quality floor flags this regardless of sector context.static

Roe
0.0
Roa
0.0
Gross Margin
0.0
Net Margin
0.0
Operating Margin
1.5
Piotroski F
4.4
Moat
4.8
Current Ratio
5.0
No competitive moatQuality concerns

Volatile — 7.1% daily ATR makes tight stops impractical. Position-size conservatively.static

Volatility
0.0
Put Call
0.0
Implied Vol
0.0
Beta
1.7
Max Pain Risk
3.0
Short Interest
6.6
Days To Cover
7.2
Elevated put/call: 2.46High IV: 81%Above max pain $0
GatesA.R:R -1.6=NEGATIVEMomentum 6.5>=5.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY 53d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
68 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $3.28Resistance $5.18

Price Targets

$4
$5
A.Upside+9.5%
A.R:R-1.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-23.6% upside)
! Quality below floor (2.0 < 4.0)
! Negative risk/reward — downside exceeds upside

Earnings

B
M
M
M
1/4 beats
Next Earnings2026-08-04 (53d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CLOV stock a buy right now?

Sell if holding. Engine safety override at $4.64: Quality below floor (2.0 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.5/10. Specifically: Elevated put/call ratio: 2.46; Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 68, MACD bullish. Prior stop was $4.30. Score 5.5/10, moderate confidence.

What is the CLOV stock price target?

Take-profit target: $5.08 (+10.0% upside). Prior stop was $4.30. Stop-loss: $4.30.

What are the risks of investing in CLOV?

Target reached (-23.6% upside); Quality below floor (2.0 < 4.0).

Is CLOV overvalued or undervalued?

Clover Health Investments, Corp trades at a P/E of N/A (forward 49.0). TrendMatrix value score: 6.9/10. Verdict: Sell.

What do analysts say about CLOV?

10 analysts cover CLOV with a consensus score of 3.8/5. Average price target: $4.

What does Clover Health Investments, Corp do?Clover Health Investments, Corp. provides medicare advantage plans in the United States. The company offers preferred...

Clover Health Investments, Corp. provides medicare advantage plans in the United States. The company offers preferred provider organization and health maintenance organization plans to medicare-eligible individuals. It also operates Clover Assistant, a software platform for physicians to detect, identify, and manage chronic diseases. The company was founded in 2014 and is based in Wilmington, Delaware.

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