ACNB (ACNB) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $1.55
- Estimate
- $1.47
- Surprise
- +5.8%
- Score today
- 5.4/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
ACNB (ACNB) beat the $1.47 estimate with adjusted EPS of $1.55 — a clear 5.8% upside surprise.
Coverage in the report window
- ACNB Corporation Reports Record 2026 Third Quarter Financial Results — fiscal.ai, 2026-10-22
- ACNB Q3 EPS $1.55 Beats $1.48 Estimate, Sales $43.807M Beat $43.085M Estimate — benzinga, 2026-10-22
Where TrendMatrix's rating stands now
TrendMatrix currently rates ACNB Hold at 5.4/10; no pre/post engine snapshot brackets this report.
4 of the last 4 quarters beat the estimate; this quarter's +5.8% surprise compares with a +7.0% four-quarter average. Next scheduled report: 2027-01-21.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (4/4)
What argues against it
- Concentration risk — Loan Portfolio: commercial real estate, commercial and industrial and construction loans (68.0%)
- Analyst target reached - limited upside remaining
- Near 52-week high (3.7% away)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $65.12
- Stop
- $62.46
At 12.4× trailing and 11.4× forward earnings, consensus estimates imply little change in earnings power.
Model outputs from TrendMatrix’s engine as of 2026-10-29 — shown for context, not personalized investment advice.
ACNB at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $661.9M
- P/E (fwd)
- 11.4
- P/E (ttm)
- 12.4
- 52-week range
- $42.60–$67.60
- Off 52-week high
- 3.7%
- RSI (14)
- 65
- Volume vs avg
- 1.11×
- Score today
- 5.4/10