Hanover Insurance Group Inc (THG) Stock Analysis
Breakout setup
Financial Services · Insurance - Property & Casualty
Hold if already holding. Not a fresh buy at $196.07, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Michigan and Massachusetts (Personal Lines); Analyst target reached - limited upside remaining.
Hanover Insurance Group underwrites P&C insurance via independent agents across Core Commercial (36%), Specialty (23%), and Personal Lines (41%) segments, generating $6.3B net premiums written in 2025. Michigan and Massachusetts together drive ~50% of Personal Lines premiums;... Read more
Hold if already holding. Not a fresh buy at $196.07, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Michigan and Massachusetts (Personal Lines); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 51, MACD bullish. Maintain position. Not compelling to add more. Score 6.0/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 47d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-06-12Recent Developments — Hanover Insurance Group Inc
Latest news
- NEWS THG (Hanover Insurance Group Inc) delivers strong Q4 2025 earnings, shares notch minor gains on positive year over year — Cổng thông tin điện tử tỉnh Lào Cai positive
- NEWS Hanover (THG) Stock: Price-to-Value Assessment (Smart Money Exits) 2026-04-22 - Viral Momentum Stocks - Cổng thông tin đ — Cổng thông tin điện tử Tỉnh Sơn La negative
- NEWS The Hanover Insurance Group (THG) Expected to Announce Quarterly Earnings on Wednesday - MarketBeat — MarketBeat neutral
- NEWS [Form 4] HANOVER INSURANCE GROUP, INC. Insider Trading Activity - Stock Titan — Stock Titan neutral
- NEWS New $700M Hanover (NYSE: THG) buyback and 2026 shareholder vote results - Stock Titan — Stock Titan positive
Generated 2026-06-15T18:11:47Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHGeographicMichigan and Massachusetts (Personal Lines)10-K Item 1: 'Approximately 50% of our Personal Lines net premiums written is generated in the combined states of Michigan and Massachusetts'
- MEDIUMGeographicMichigan (personal automobile)41%10-K Item 1: 'Michigan business represents approximately 41% of our total personal automobile net premiums written'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $196.07, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Michigan and Massachusetts (Personal Lines); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 51, MACD bullish. Maintain position. Not compelling to add more. Target $194.65 (-0.7%), stop $186.36 (−5.2%), A.R:R -1.4:1. Score 6.0/10, moderate confidence.
Take-profit target: $194.65 (-0.2% upside). Target $194.65 (-0.7%), stop $186.36 (−5.2%), A.R:R -1.4:1. Stop-loss: $186.36.
Concentration risk — Geographic: Michigan and Massachusetts (Personal Lines); Analyst target reached - limited upside remaining; Near 52-week high (2.2% away).
Hanover Insurance Group Inc trades at a P/E of 9.9 (forward 10.5). TrendMatrix value score: 8.4/10. Verdict: Hold.
13 analysts cover THG with a consensus score of 3.7/5. Average price target: $206.
What does Hanover Insurance Group Inc do?Hanover Insurance Group underwrites P&C insurance via independent agents across Core Commercial (36%), Specialty (23%),...
Hanover Insurance Group underwrites P&C insurance via independent agents across Core Commercial (36%), Specialty (23%), and Personal Lines (41%) segments, generating $6.3B net premiums written in 2025. Michigan and Massachusetts together drive ~50% of Personal Lines premiums; Michigan is 18.7% of total net premiums written and 38.3% of Personal Lines alone.