Hanover Insurance Group Inc (THG) Stock Analysis
Breakout setup
Financial Services · Insurance - Property & Casualty
Hold if already holding. Not a fresh buy at $188.68, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.6% away).
Hanover Insurance Group is a U.S. P&C insurer with Core Commercial, Specialty, Personal Lines, and Other segments distributed through independent agents, generating approximately $6.3 billion in net premiums written in 2025. Business is concentrated in Michigan (18.7%) and... Read more
Hold if already holding. Not a fresh buy at $188.68, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.6% away). Chart setup: Golden cross, above all MAs, RSI 63, MACD bullish. Mixed signals. Hold existing position. Score 6.0/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news boost earnings 0.60, earnings proximity 89d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicMichigan19%10-K Item 1A: 'approximately 18.7% and 8.0% of our net premiums written in our business were generated in the states of Michigan and Massachusetts, respectively'
- LOWGeographicMassachusetts8.0%10-K Item 1A: 'approximately 18.7% and 8.0% of our net premiums written in our business were generated in the states of Michigan and Massachusetts, respectively'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $188.68, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.6% away). Chart setup: Golden cross, above all MAs, RSI 63, MACD bullish. Mixed signals. Hold existing position. Target $187.83 (-0.5%), stop $180.26 (−4.7%), A.R:R -1.1:1. Score 6.0/10, moderate confidence.
Take-profit target: $187.83 (-0.5% upside). Target $187.83 (-0.5%), stop $180.26 (−4.7%), A.R:R -1.1:1. Stop-loss: $180.26.
Analyst target reached - limited upside remaining; Near 52-week high (1.6% away).
Hanover Insurance Group Inc trades at a P/E of 9.5 (forward 10.3). TrendMatrix value score: 8.4/10. Verdict: Hold.
11 analysts cover THG with a consensus score of 3.9/5. Average price target: $198.
What does Hanover Insurance Group Inc do?Hanover Insurance Group is a U.S. P&C insurer with Core Commercial, Specialty, Personal Lines, and Other segments...
Hanover Insurance Group is a U.S. P&C insurer with Core Commercial, Specialty, Personal Lines, and Other segments distributed through independent agents, generating approximately $6.3 billion in net premiums written in 2025. Business is concentrated in Michigan (18.7%) and Massachusetts (8.0%) with significant Core Commercial and Specialty exposure in California and Texas.