Skip to main content
TFCTruist Financial CorporationHold5.7·$50.68+1.85%
Open full analysis

Truist Financial Corporation (TFC) Stock Analysis

Breakout setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $50.68, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

Truist Financial Corporation is among the 10 largest U.S. commercial banks, serving consumer and commercial clients through 1,927 branches across 14 states and D.C. Deposit footprint is concentrated in the Southeast; Florida (22%), Georgia (21%), and Virginia (14%) are the top... Read more

$50.68-1.5% A.UpsideScore 5.7/10#91 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield4.18%(5y avg 4.70%)Payout51.49%sustainable
Stop $48.48Target $49.92(resistance)A.R:R -0.1:1
Analyst target$55.67+9.8%18 analysts
$49.92our TP
$50.68price
$55.67mean
$45
$63

Hold if already holding. Not a fresh buy at $50.68, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Maintain position. Not compelling to add more. Score 5.7/10, moderate confidence.

Passes 6/8 gates (positive momentum, clean insider activity, news events none recent, earnings proximity 35d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-12
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Fri, Jul 17, 202635d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Positive momentum
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)12.3
P/E (Fwd)9.7
Mkt Cap$62.0B
EV/EBITDA
Profit Mgn29.6%
ROE8.6%
Rev Growth5.2%
Beta0.88
Dividend4.18%
Rating analysts25

Quality Signals

Piotroski F8/9

Options Flow

P/C0.92neutral
IV59%elevated

Concentration Risks(10-K Item 1A)

  • LOWGeographicFlorida22%
    10-K Item 1: 'Florida | | 22 | % | | 4th | | 441'
  • LOWGeographicGeorgia21%
    10-K Item 1: 'Georgia | | 21 | | | 1st | | 202'

Material Events(8-K, last 90d)

  • 2026-05-01Item 5.02LOW
    Shareholders approved amendment and restatement of the Truist Financial Corporation 2022 Incentive Plan at the April 28, 2026 Annual Meeting. Routine compensatory plan approval.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.6
Gap
5.0
52w Position
8.4
GatesA.R:R -0.1=NEGATIVEExecutive change: officer departure/appointmentMomentum 8.0>=5.5Insider activity: OKNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 35d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
65 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $46.24Resistance $50.94

Price Targets

$48
$50
A.Upside-1.5%
A.R:R-0.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-1.1% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-17 (35d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is TFC stock a buy right now?

Hold if already holding. Not a fresh buy at $50.68, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Maintain position. Not compelling to add more. Target $49.92 (-1.5%), stop $48.48 (−4.5%), A.R:R -0.1:1. Score 5.7/10, moderate confidence.

What is the TFC stock price target?

Take-profit target: $49.92 (-1.5% upside). Target $49.92 (-1.5%), stop $48.48 (−4.5%), A.R:R -0.1:1. Stop-loss: $48.48.

What are the risks of investing in TFC?

Analyst target reached - limited upside remaining.

Is TFC overvalued or undervalued?

Truist Financial Corporation trades at a P/E of 12.3 (forward 9.7). TrendMatrix value score: 7.2/10. Verdict: Hold.

What do analysts say about TFC?

25 analysts cover TFC with a consensus score of 3.6/5. Average price target: $56.

What does Truist Financial Corporation do?Truist Financial Corporation is among the 10 largest U.S. commercial banks, serving consumer and commercial clients...

Truist Financial Corporation is among the 10 largest U.S. commercial banks, serving consumer and commercial clients through 1,927 branches across 14 states and D.C. Deposit footprint is concentrated in the Southeast; Florida (22%), Georgia (21%), and Virginia (14%) are the top three states by share of Truist deposits.

Related stocks: COLB (Columbia Banking System, Inc.) · SSB (SouthState Bank Corporation) · NU (Nu Holdings Ltd.) · ONB (Old National Bancorp) · ZION (Zions Bancorporation N.A.)
Home Stocks TFC

Latest news

Latest News

Investing.com54d agoAnalyst
Cổng thông tin điện tử tỉnh Tây Ninh55d agoEarnings
The Globe and Mail55d agoAnalyst
GuruFocus60d agoEarnings
Yahoo Finance60d agoEarnings
Benzinga60d ago
MarketBeat60d ago
MarketBeat61d ago
Yahoo Finance58d agoEarnings
Sahm59d ago
GuruFocus56d agoAnalyst
MSN56d ago
Seeking Alpha56d ago
MarketBeat64d ago
Benzinga60d agoEarnings
MarketBeat60d ago
GuruFocus60d agoEarnings
MSN66d agoEarnings
TradingView — Track All Markets66d ago
Benzinga45d ago
Loading more...