Park National Corporation (PRK) Stock Analysis
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $180.13, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial loans (42.9%); Concentration risk — Loan Portfolio: residential real estate and construction loans (34.5%).
Park National Corporation is an Ohio-based bank holding company operating through Park National Bank with 87 offices in Ohio, Kentucky, North Carolina, South Carolina, and Tennessee (after the February 2026 First Citizens Bancshares acquisition). It offers commercial, consumer,... Read more
Hold if already holding. Not a fresh buy at $180.13, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial loans (42.9%); Concentration risk — Loan Portfolio: residential real estate and construction loans (34.5%). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.9/10, moderate confidence.
Passes 6/8 gates (positive momentum, clean insider activity, news events none recent, earnings proximity 43d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-06-14Recent Developments — Park National Corporation
Latest news
- NEWS Park National Shareholders Approve 2026 Long-Term Incentive Plans - TipRanks — TipRanks positive
- NEWS Park National Corporation (PRK) Shareholder/Analyst Call - Slideshow (NYSE:PRK) 2026-04-28 - Seeking Alpha — Seeking Alpha neutral
- NEWS Park National (PRK) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates - MSN — MSN neutral
- NEWS PRK Park National Earnings Preview April 24, 2026 - Meyka — Meyka neutral
- NEWS PRK (Park National Corporation) reports Q4 2025 EPS below analyst estimates, shares rise almost three percent on positiv — Xã Thanh Hà positive
Generated 2026-06-15T18:11:46Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHloan_portfoliocommercial loans43%10-K Item 1: 'approximately $3,453 million in commercial loans... representing approximately 42.9% of their total aggregate loan portfolio'
- HIGHloan_portfolioresidential real estate and construction loans35%10-K Item 1: 'outstanding approximately $2,775 million in construction real estate loans and residential real estate loans, representing approximately 34.5% of total loans outstanding'
- MEDIUMGeographicOhio, Kentucky, North Carolina, South Carolina10-K Item 1A: 'Our lending and deposit gathering activities are concentrated primarily in Ohio, Kentucky, North Carolina, South Carolina and, as of February 1, 2026, Tennessee.'
Material Events(8-K, last 90d)
- 2026-04-28Item 5.02LOWAt the 2026 Annual Meeting (April 27, 2026), shareholders approved the Park National Corporation 2026 Long-Term Incentive Plan for Employees, effective April 27, 2026, replacing the 2017 plan. Routine compensatory arrangement; no officer departure.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
Show full disclosure ▾Hide full disclosure ▴
About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.
Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.
Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.
No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.
No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.
Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.
Rating Breakdown
1 floor-breaker
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $180.13, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial loans (42.9%); Concentration risk — Loan Portfolio: residential real estate and construction loans (34.5%). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $177.38 (-1.5%), stop $172.81 (−4.2%), A.R:R -1.4:1. Score 5.9/10, moderate confidence.
Take-profit target: $177.38 (-1.5% upside). Target $177.38 (-1.5%), stop $172.81 (−4.2%), A.R:R -1.4:1. Stop-loss: $172.81.
Concentration risk — Loan Portfolio: commercial loans (42.9%); Concentration risk — Loan Portfolio: residential real estate and construction loans (34.5%); Analyst target reached - limited upside remaining.
Park National Corporation trades at a P/E of 16.5 (forward 14.1). TrendMatrix value score: 6.7/10. Verdict: Hold.
10 analysts cover PRK with a consensus score of 2.4/5. Average price target: $184.
What does Park National Corporation do?Park National Corporation is an Ohio-based bank holding company operating through Park National Bank with 87 offices in...
Park National Corporation is an Ohio-based bank holding company operating through Park National Bank with 87 offices in Ohio, Kentucky, North Carolina, South Carolina, and Tennessee (after the February 2026 First Citizens Bancshares acquisition). It offers commercial, consumer, and residential real estate loans plus wealth management, aircraft financing, and trust services; consolidated assets now exceed $10 billion.