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PFBCPreferred BankHold5.7·$100.98+0.28%
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Preferred Bank (PFBC) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $100.98, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.0% away).

Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed... Read more

$100.98-1.2% A.UpsideScore 5.7/10#95 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield3.18%(5y avg 2.96%)Payout35.95%sustainable
Stop $96.42Target $99.81(resistance)A.R:R -1.1:1
Analyst target$103.75+2.7%4 analysts
$99.81our TP
$100.98price
$103.75mean
$100
$111

Hold if already holding. Not a fresh buy at $100.98, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.0% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.7/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 38d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-12
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Jul 20, 202638d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Margin of safety: 37%
Risks
Analyst target reached - limited upside remaining
Near 52-week high (2.0% away)

Key Metrics

P/E (TTM)9.4
P/E (Fwd)9.0
Mkt Cap$1.2B
EV/EBITDA
Profit Mgn47.5%
ROE17.4%
Rev Growth3.3%
Beta0.56
Dividend3.18%
Rating analysts11

Quality Signals

Piotroski F8/9

Options Flow

P/C0.26bullish
IV59%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.1
Support Resistance
0.7
52w Position
9.8
GatesA.R:R -1.1=NEGATIVEMomentum 6.9>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 38d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
73 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $89.75Resistance $101.85

Price Targets

$96
$100
A.Upside-1.2%
A.R:R-1.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-12.7% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-20 (38d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is PFBC stock a buy right now?

Hold if already holding. Not a fresh buy at $100.98, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.0% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $99.81 (-1.2%), stop $96.42 (−4.7%), A.R:R -1.1:1. Score 5.7/10, moderate confidence.

What is the PFBC stock price target?

Take-profit target: $99.81 (-1.2% upside). Target $99.81 (-1.2%), stop $96.42 (−4.7%), A.R:R -1.1:1. Stop-loss: $96.42.

What are the risks of investing in PFBC?

Analyst target reached - limited upside remaining; Near 52-week high (2.0% away).

Is PFBC overvalued or undervalued?

Preferred Bank trades at a P/E of 9.4 (forward 9.0). TrendMatrix value score: 7.6/10. Verdict: Hold.

What do analysts say about PFBC?

11 analysts cover PFBC with a consensus score of 3.7/5. Average price target: $104.

What does Preferred Bank do?Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real...

Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans, including lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing, export financing, and bills purchase programs. Further, it provides cash management services; and internet, mobile, and tablet banking services. The company was incorporated in 1991 and is headquartered in Los Angeles, California.

Related stocks: NIC (Nicolet Bankshares Inc.) · IFS (Intercorp Financial Services In) · GABC (German American Bancorp, Inc.) · CUBI (Customers Bancorp, Inc) · INTR (Inter & Co. Inc.)
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