International Bancshares Corpor (IBOC) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $73.49, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: Mexico-domiciled deposits (32.0%); Analyst target reached - limited upside remaining.
International Bancshares is one of the largest independent financial holding companies in Texas, operating through five subsidiary banks with 166 facilities in 75 communities across Texas and Oklahoma. Revenue comes from interest income on commercial, real estate, international... Read more
Hold if already holding. Not a fresh buy at $73.49, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: Mexico-domiciled deposits (32.0%); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 56, MACD bullish. Maintain position. Not compelling to add more. Score 5.4/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 59d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-06-09Recent Developments — International Bancshares Corpor
Latest news
- NEWS International Bancshares earnings on deck after dividend boost By Investing.com - Investing.com India — Investing.com India neutral
- NEWS International Bancshares earnings on deck after dividend boost - Investing.com — Investing.com positive
- NEWS International Bancshares: Q1 Earnings Snapshot - KING5.com — KING5.com neutral
- NEWS International Bancshares: Q1 Earnings Snapshot - WKYC — WKYC neutral
- NEWS International Bancshares: Q1 Earnings Snapshot - KTVB — KTVB positive
Generated 2026-06-15T18:11:46Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHloan_portfolioMexico-domiciled deposits32%10-K Item 1: 'These deposits comprised approximately 32%... of the Subsidiary Banks' total deposits for the three years ended December 31, 2025'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $73.49, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: Mexico-domiciled deposits (32.0%); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 56, MACD bullish. Maintain position. Not compelling to add more. Target $73.95 (+0.6%), stop $70.91 (−3.6%), A.R:R 0.1:1. Score 5.4/10, moderate confidence.
Take-profit target: $73.95 (+0.6% upside). Target $73.95 (+0.6%), stop $70.91 (−3.6%), A.R:R 0.1:1. Stop-loss: $70.91.
Concentration risk — Loan Portfolio: Mexico-domiciled deposits (32.0%); Analyst target reached - limited upside remaining; Near 52-week high (2.6% away).
International Bancshares Corpor trades at a P/E of 10.9 (forward N/A). TrendMatrix value score: 5.7/10. Verdict: Hold.
7 analysts cover IBOC with a consensus score of 4.1/5. Average price target: $87.
What does International Bancshares Corpor do?International Bancshares is one of the largest independent financial holding companies in Texas, operating through five...
International Bancshares is one of the largest independent financial holding companies in Texas, operating through five subsidiary banks with 166 facilities in 75 communities across Texas and Oklahoma. Revenue comes from interest income on commercial, real estate, international trade, and consumer loans, with a significant deposit funding base from Mexico-domiciled customers.