Skip to main content
FFINFirst Financial Bankshares, IncSell5.4·$33.65+1.05%
Open full analysis

First Financial Bankshares, Inc (FFIN) Stock Analysis

Breakout setup

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Analyst target reached at $33.65 — A.R:R is negative (-1.7) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Geographic: Texas.

First Financial Bankshares is a Texas-only community bank holding company with $15.45B in assets, operating 79 financial centers across Central, North Central, Southeast, and West Texas as of December 31, 2025. Revenue comes from commercial banking, trust management, and... Read more

$33.65-2.0% A.UpsideScore 5.4/10#116 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield2.61%(5y avg 1.96%)Payout41.30%sustainable
Stop $32.31Target $32.99(resistance)A.R:R -1.7:1
Analyst target$33.75+0.3%4 analysts
$32.99our TP
$33.65price
$33.75mean
$33
$34

Sell if holding. Analyst target reached at $33.65 — A.R:R is negative (-1.7) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Geographic: Texas. Chart setup: Golden cross, above all MAs, RSI 67, MACD bullish. Score 5.4/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 32d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-14
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 16, 202632d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Risks
Concentration risk — Geographic: Texas
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)18.3
P/E (Fwd)15.7
Mkt Cap$4.8B
EV/EBITDA
Profit Mgn42.4%
ROE14.6%
Rev Growth13.1%
Beta0.84
Dividend2.61%
Rating analysts9

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

IV114%elevated

Concentration Risks(10-K Item 1A)

  • HIGHGeographicTexas
    10-K Item 1: 'we have chosen to keep our Company focused on the State of Texas'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.0
52w Position
7.8
GatesA.R:R -1.7=NEGATIVEMomentum 6.8>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 32d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
67 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $30.69Resistance $33.66

Price Targets

$32
$33
A.Upside-2.0%
A.R:R-1.7:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-14.7% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-16 (32d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is FFIN stock a buy right now?

Sell if holding. Analyst target reached at $33.65 — A.R:R is negative (-1.7) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Geographic: Texas. Chart setup: Golden cross, above all MAs, RSI 67, MACD bullish. Prior stop was $32.31. Score 5.4/10, moderate confidence.

What is the FFIN stock price target?

Take-profit target: $32.99 (-2.0% upside). Prior stop was $32.31. Stop-loss: $32.31.

What are the risks of investing in FFIN?

Concentration risk — Geographic: Texas; Analyst target reached - limited upside remaining.

Is FFIN overvalued or undervalued?

First Financial Bankshares, Inc trades at a P/E of 18.3 (forward 15.7). TrendMatrix value score: 6.0/10. Verdict: Sell.

What do analysts say about FFIN?

9 analysts cover FFIN with a consensus score of 2.4/5. Average price target: $34.

What does First Financial Bankshares, Inc do?First Financial Bankshares is a Texas-only community bank holding company with $15.45B in assets, operating 79...

First Financial Bankshares is a Texas-only community bank holding company with $15.45B in assets, operating 79 financial centers across Central, North Central, Southeast, and West Texas as of December 31, 2025. Revenue comes from commercial banking, trust management, and insurance services to individuals and small-to-mid-sized businesses across eight regional operations.

Related stocks: INTR (Inter & Co. Inc.) · CUBI (Customers Bancorp, Inc) · IFS (Intercorp Financial Services In) · GABC (German American Bancorp, Inc.) · SSB (SouthState Bank Corporation)
Home Stocks FFIN

Latest news

Latest News

Cổng thông tin điện tử Tỉnh Sơn La54d ago
Cổng thông tin điện tử Tỉnh Sơn La61d ago
TradingView — Track All Markets61d ago
TradingView62d ago
Yahoo Finance60d ago
Investing.com UK60d ago
MarketBeat60d ago
GuruFocus67d agoAnalyst
Yahoo Finance57d agoEarnings
MarketBeat65d ago
UBND thành phố Hải Phòng56d ago
GuruFocus60d agoEarnings
Benzinga48d ago
Benzinga60d ago
Benzinga67d ago