First Busey Corporation (BUSE) Stock Analysis
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $28.79, but acceptable to hold if already in. Reasons: Concentration risk — Regulatory: Federal Reserve; Analyst target reached - limited upside remaining.
First Busey Corporation, an $18.10 billion financial holding company, operates Busey Bank through 79 banking centers in 10 states — 50 in Illinois — along with $15.66 billion in Wealth Management assets under care and the FirsTech payment processing subsidiary. Revenue comes... Read more
Hold if already holding. Not a fresh buy at $28.79, but acceptable to hold if already in. Reasons: Concentration risk — Regulatory: Federal Reserve; Analyst target reached - limited upside remaining. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.2/10, moderate confidence.
Passes 6/8 gates (positive momentum, clean insider activity, news events none recent, earnings proximity 44d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
About First Busey Corporation
About First Busey Corporation
First Busey Corporation held $18.10 billion in total assets at December 31, 2025, following the March 2025 CrossFirst Bankshares acquisition that expanded Busey Bank to 79 banking centers across 10 states. Wealth Management assets under care stood at $15.66 billion. Illinois anchors the footprint with 50 of the 79 banking centers, and Busey Bank ranked fourth in total Illinois deposits among 349 in-state institutions as of June 30, 2025.
First Busey earns revenue through three operating businesses. Busey Bank's principal income comes from interest and fees on commercial, CRE, real estate construction, and agricultural loans, along with wealth management fees and payment technology solutions revenue via FirsTech. The Wealth Management business serves individuals, businesses, and foundations through investment management, trust and estate advisory, brokerage, and farm management services. FirsTech delivers multi-channel payment processing to clients in financial services, utilities, insurance, and telecommunications. The company expanded its multi-state franchise through CrossFirst Bankshares (March 2025, adding banking centers in Kansas, Oklahoma, Colorado, Arizona, Texas, and New Mexico) and Merchants and Manufacturers Bank Corporation (April 2024, adding suburban Chicago presence). CRE is a significant component of the loan portfolio, with owner-occupied and non-owner-occupied categories each carrying distinct repayment risk profiles that could adversely affect credit quality in a downturn.
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Illinois represents the core of Busey Bank's deposit franchise: 50 of its 79 banking centers are located in the state, and the bank ranked fourth in total deposits within Illinois as of June 30, 2025. The Federal Reserve serves as Busey Bank's primary federal regulator; recent Fed guidance has signaled efforts to streamline examination processes, which the 10-K characterizes as potentially favorable to operations. Separately, CRE concentration is a named credit risk — if loan portfolio concentrations are not effectively monitored, the company notes heightened credit losses and earnings volatility may result.
See also: Financial Services · Banks - Regional
From First Busey Corporation's most recent 10-K filing, extracted June 9, 2026.
Recent developments
updated 2026-06-14Recent Developments — First Busey Corporation
Latest news
- NEWS Scott Phillips Purchases 5,000 Shares of First Busey (NASDAQ:BUSE) Stock - MarketBeat — MarketBeat positive
- NEWS First Busey: Preferred Stock Offers A Very Attractive Yield (NASDAQ:BUSE) - Seeking Alpha — Seeking Alpha positive
- NEWS First Busey (BUSE) Could Be a Great Choice - Yahoo Finance — Yahoo Finance positive
- NEWS Piper Sandler Maintains Overweight on First Busey, Raises Price Target to $30 — benzinga Apr 30, 2026 positive
- NEWS Stephens & Co. Maintains Equal-Weight on First Busey, Raises Price Target to $28 — benzinga Apr 30, 2026 positive
Generated 2026-06-15T18:11:46Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicIllinois10-K Item 1: 'Busey Bank now has a total of 79 banking centers across 10 states, with 50 in Illinois'
- MEDIUMloan_portfolioCRE10-K Item 1A: 'CRE is a significant component of Busey's loan portfolio and is inherently sensitive to broader economic and market fluctuations'
- HIGHregulatoryFederal Reserve10-K Item 1A: 'the Federal Reserve, Busey Bank's primary federal regulator'
Material Events(8-K, last 90d)
- 2026-05-22Item 5.02LOWOn May 20, 2026, stockholders approved the First Busey Corporation Second Amended 2020 Equity Incentive Plan, adding 2,100,000 shares for equity awards. Routine compensatory arrangement; no officer departure or appointment disclosed.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $28.79, but acceptable to hold if already in. Reasons: Concentration risk — Regulatory: Federal Reserve; Analyst target reached - limited upside remaining. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $28.32 (-1.6%), stop $27.64 (−4.2%), A.R:R -1.1:1. Score 6.2/10, moderate confidence.
Take-profit target: $28.32 (-1.6% upside). Target $28.32 (-1.6%), stop $27.64 (−4.2%), A.R:R -1.1:1. Stop-loss: $27.64.
Concentration risk — Regulatory: Federal Reserve; Analyst target reached - limited upside remaining; Near 52-week high (0.4% away).
First Busey Corporation trades at a P/E of 11.8 (forward 10.6). TrendMatrix value score: 7.3/10. Verdict: Hold.
14 analysts cover BUSE with a consensus score of 3.9/5. Average price target: $29.
What does First Busey Corporation do?First Busey Corporation, an $18.10 billion financial holding company, operates Busey Bank through 79 banking centers in...
First Busey Corporation, an $18.10 billion financial holding company, operates Busey Bank through 79 banking centers in 10 states — 50 in Illinois — along with $15.66 billion in Wealth Management assets under care and the FirsTech payment processing subsidiary. Revenue comes from banking interest and fees, wealth management fees, and payment technology solutions. Illinois anchors the franchise, with Busey Bank ranking fourth in total state deposits among 349 in-state institutions.