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First Busey Corporation (BUSE) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $26.68, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.5% away).

First Busey Corporation is an $18.10 billion financial holding company based in Leawood, Kansas, operating Busey Bank's 79 banking centers across 10 states plus wealth management ($15.66B assets under care) and FirsTech payment processing. Revenue is driven by interest and fees... Read more

$26.68-1.0% A.UpsideScore 6.3/10#27 of 142 Banks - Regional
Stop $25.45Target $26.39(resistance)A.R:R -1.6:1
Analyst target$28.14+5.5%7 analysts
$26.39our TP
$26.68price
$28.14mean
$30

Hold if already holding. Not a fresh buy at $26.68, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.5% away). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 6.3/10, moderate confidence.

Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.70, earnings proximity 81d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (3.5% away)

Key Metrics

P/E (TTM)10.8
P/E (Fwd)9.7
Mkt Cap$2.2B
EV/EBITDA
Profit Mgn27.6%
ROE9.4%
Rev Growth143.4%
Beta0.71
Dividend3.97%
Rating analysts13

Quality Signals

Piotroski F7/9

Options Flow

P/C0.14bullish
IV48%normal
Max Pain$35+31.2% vs spot

Concentration Risks(10-K Item 1A)

  • MEDIUMloan_portfolioCRE
    10-K Item 1A: 'CRE is a significant component of Busey's loan portfolio and is inherently sensitive to broader economic and market fluctuations.'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -1.6=NEGATIVEMomentum 5.6>=5.5Insider activity: OKNo SEC red flagsNEWS BOOST ANALYST 0.70EARNINGS PROXIMITY 81d clearSEMI CYCLE PEAK CLEARSuitability: Aggressive
RSI
52 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $25.26Resistance $26.93

Price Targets

$25
$26
A.Upside-1.1%
A.R:R-1.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-8.2% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-21 (81d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BUSE stock a buy right now?

Hold if already holding. Not a fresh buy at $26.68, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.5% away). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $26.39 (-1.1%), stop $25.45 (−4.8%), A.R:R -1.6:1. Score 6.3/10, moderate confidence.

What is the BUSE stock price target?

Take-profit target: $26.39 (-1.0% upside). Target $26.39 (-1.1%), stop $25.45 (−4.8%), A.R:R -1.6:1. Stop-loss: $25.45.

What are the risks of investing in BUSE?

Analyst target reached - limited upside remaining; Near 52-week high (3.5% away).

Is BUSE overvalued or undervalued?

First Busey Corporation trades at a P/E of 10.8 (forward 9.7). TrendMatrix value score: 7.7/10. Verdict: Hold.

What do analysts say about BUSE?

13 analysts cover BUSE with a consensus score of 3.9/5. Average price target: $28.

What does First Busey Corporation do?First Busey Corporation is an $18.10 billion financial holding company based in Leawood, Kansas, operating Busey Bank's...

First Busey Corporation is an $18.10 billion financial holding company based in Leawood, Kansas, operating Busey Bank's 79 banking centers across 10 states plus wealth management ($15.66B assets under care) and FirsTech payment processing. Revenue is driven by interest and fees on loans and investments, wealth management fees, service fees, and payment technology solutions.

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