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ASBHAmerican Savings Bank, N.A.Hold5.5·$18.87
HoldModerate Confidence
Investment thesis

American Savings Bank posts strong 22% margins and modest 6.2% revenue growth at an attractive price-to-sales level, but weak peer quality ranking, a small $1.2B cap and no price this run keep it off the buy list.

Thesis pillars

  • Attractive Price To Sales↑Improving
  • Strong Bank Margins→Stable
  • Moderate Revenue Growth→Stable
  • +1 more pillar — see the Why tab for full reasoning

Pillars as of Oct 11, 2026

Full reasoning →

Open full analysis

American Savings Bank, N.A. (ASBH) Stock Analysis

Inst Constrain edge

HoldGrowthModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $18.87, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

American Savings Bank, National Association operates as a national banking association that provides various financial products and services to individual and business customers in Hawaii. The company offers deposit products such as, checking, savings, money market, and... Read more

$18.87-9.9% A.UpsideScore 5.5/10#166 of 222 Banks - Regional
QualityF-score4 / 9FCF yield—
Stop $17.55Analyst target $17.00(reached)A.R:R -1.1:1
Analyst consensus$20.00+6.0%4 analysts
$18.87price
$20.00mean
$21

Hold if already holding. Not a fresh buy at $18.87, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.5/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-10-29

Recent Developments — American Savings Bank, N.A.

Generated 2026-10-29T11:20:24Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Attractive valuation
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)—
P/E (Fwd)10.4
Mkt Cap$1.2B
EV/EBITDA—
Profit Mgn22.3%
ROE—
Rev Growth15.0%
Beta—
DividendNone
Rating analysts4

Quality Signals

Piotroski F4/9MoatNarrow

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank
1.1
Value Rank
3.3
Growth Rank
5.7
GatesMomentum 4.1<4.5A.R:R -1.1=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
73 · Overbought
↑ 20D MA↓ 50D MA↓ 200D MASupport $17.21Resistance $19.98

Price Targets

A.Upside-9.9%
A.R:R-1.1:1

Position Sizing

ConvictionNone
Suggested %0%
Max %0%
RegimeRisk-Off

Risk Alerts

! Target reached (-9.9% upside)
! momentum at 4.1 (below the engine's 4.5 threshold)
! Negative risk/reward — downside exceeds upside

Earnings

We could not retrieve earnings history for ASBH.
The company may be recently listed, pre-revenue, or its beat/miss record wasn't available from our source this run. Earnings signals feed the Growth and Catalyst score dimensions — absence here doesn't affect other dimensions.

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ASBH stock a buy right now?

Hold if already holding. Not a fresh buy at $18.87, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Analyst target $17.00 reached (−9.9%), stop $17.55 (−7.5%), A.R:R -1.1:1. Score 5.5/10, moderate confidence.

What is the ASBH stock price target?

Analyst target $17.00 reached (−9.9% from $18.87); no take-profit level is published. Analyst target $17.00 reached (−9.9%), stop $17.55 (−7.5%), A.R:R -1.1:1. Stop-loss: $17.55.

What are the risks of investing in ASBH?

Analyst target reached - limited upside remaining.

Is ASBH overvalued or undervalued?

American Savings Bank, N.A. trades at a P/E of N/A (forward 10.4). TrendMatrix value score: 7.0/10. Verdict: Hold.

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What does American Savings Bank, N.A. do?American Savings Bank, National Association operates as a national banking association that provides various financial...

American Savings Bank, National Association operates as a national banking association that provides various financial products and services to individual and business customers in Hawaii. The company offers deposit products such as, checking, savings, money market, and certificates of deposit; lending products, including residential mortgages, home equity lines of credit (HELOC) and consumer loans; interchange products such as, debit and credit card, and investment advisory and insurance. It also provides small business customers with business deposit products, including merchant services, cash management, financial advisory and deposit accounts; and lending products such as, lines of credit and secured and unsecured loans to support businesses. The company was founded in 1925 and is headquartered in Honolulu, Hawaii. American Savings Bank, National Association was formerly a subsidiary of ASB Hawaii, Inc.

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