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AMALAmalgamated Financial Corp.Hold5.3·$44.26-0.87%
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Amalgamated Financial Corp. (AMAL) Stock Analysis

Breakout setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $44.26, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.0% away).

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. It accepts various deposit products, including non-interest-bearing... Read more

$44.260.0% A.UpsideScore 5.3/10#123 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield1.39%(5y avg 1.74%)Payout17.15%sustainable
Stop $42.13Target $44.33(resistance)A.R:R -1.2:1
Analyst target$46.00+3.9%2 analysts
$44.33our TP
$44.26price
$46.00mean
$48

Hold if already holding. Not a fresh buy at $44.26, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.0% away). Chart setup: Golden cross, above all MAs, RSI 64, MACD bullish. Multiple concerning factors. Consider reducing position. | News modifier +2 (SELL_IF_HOLDING → HOLD_IF_HOLDING) Score 5.3/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 37d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-15
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 23, 202637d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Positive news sentiment (+0.67)
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Near 52-week high (2.0% away)
Weak growth

Key Metrics

P/E (TTM)13.0
P/E (Fwd)9.9
Mkt Cap$1.3B
EV/EBITDA
Profit Mgn33.1%
ROE13.6%
Rev Growth4.7%
Beta0.81
Dividend1.39%
Rating analysts8

Quality Signals

Piotroski F8/9

Options Flow

IV132%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Growth below the gate floor. Component breakdown shows what dragged the score down.static

Earnings Growth
2.7
Revenue Growth
3.7
GatesA.R:R -1.2=NEGATIVEMomentum 6.8>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 37d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
64 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $39.80Resistance $45.23

Price Targets

$42
$44
A.Upside+0.2%
A.R:R-1.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-11.8% upside)
! NEWS_MOD=+2: SELL_IF_HOLDING → HOLD_IF_HOLDING
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-23 (37d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is AMAL stock a buy right now?

Hold if already holding. Not a fresh buy at $44.26, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.0% away). Chart setup: Golden cross, above all MAs, RSI 64, MACD bullish. Multiple concerning factors. Consider reducing position. | News modifier +2 (SELL_IF_HOLDING → HOLD_IF_HOLDING) Target $44.33 (+0.2%), stop $42.13 (−5.1%), A.R:R -1.2:1. Score 5.3/10, moderate confidence.

What is the AMAL stock price target?

Take-profit target: $44.33 (0.0% upside). Target $44.33 (+0.2%), stop $42.13 (−5.1%), A.R:R -1.2:1. Stop-loss: $42.13.

What are the risks of investing in AMAL?

Analyst target reached - limited upside remaining; Near 52-week high (2.0% away); Weak growth.

Is AMAL overvalued or undervalued?

Amalgamated Financial Corp. trades at a P/E of 13.0 (forward 9.9). TrendMatrix value score: 7.1/10. Verdict: Hold.

What do analysts say about AMAL?

8 analysts cover AMAL with a consensus score of 4.0/5. Average price target: $46.

What does Amalgamated Financial Corp. do?Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and...

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. It accepts various deposit products, including non-interest-bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, time deposits, and certificates of deposit. The company also provides commercial and industrial, multifamily mortgage, commercial real estate, residential real estate mortgage, consumer solar, and consumer and other loans. In addition, it offers online banking, bill payment, online cash management, safe deposit box rentals, debit card, and ATM card services; and trust, custody, and investment management services, including asset safekeeping, corporate actions, income collections, proxy services, account transition, asset transfers, and conversion management. Further, the company provides investment products, such as index and actively-managed funds, which include equity, fixed-income, real estate, and alternative investments; and investment, brokerage, asset management, and insurance products, as well as lending services. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.

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