Value
8.3/10data confidence 33%| Component | Sub-score |
|---|---|
| P/E | 5.7 |
| PEG | 10.0 |
- ▸PEG: 0.39
- ▸Attractively valued
VLYPP · Why this verdict
Why Valley National Bancorp - 6.25% (VLYPP) is rated HOLD
Updated
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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VerdictHOLD
Overall score6.3/10
ConfidenceMEDIUM
MacroRISK_OFF
Per-dimension breakdown
Quality
5.1/10data confidence 100%| Component | Sub-score |
|---|---|
| ROE | 2.9 |
| ROA | 0.7 |
| Gross margin | 0.0 |
| Op margin | 10.0 |
| Net margin | 10.0 |
| Moat | 5.4 |
| Piotroski F | 6.7 |
- ▸Strong margins: 34%
- ▸No competitive moat
Growth
9.2/10data confidence 67%| Component | Sub-score |
|---|---|
| Rev growth | 8.4 |
| EPS growth | 10.0 |
- ▸Strong growth: 24% YoY
Momentum
5.6/10data confidence 100%| Component | Sub-score |
|---|---|
| RSI | 7.7 |
| MACD | 3.5 |
| OBV | 10.0 |
| MA position | 4.0 |
| Volume | 3.0 |
- ▸Uptrend pullback (RSI 38) - buy opportunity
- ▸Volume accumulation (rising OBV)
- ▸Above 200-day MA
Sentiment
4.8/10data confidence 67%| Component | Sub-score |
|---|---|
| Analyst rating | 5.0 |
| erm sentiment | 4.5 |
Insider
4.8/10data confidence 50%| Component | Sub-score |
|---|---|
| materiality | 4.5 |
| holder change | 5.0 |
- ▸Share-count fallback (no $ value): net -90,537.0 shares
Peer rank
4.4/10data confidence 80%| Component | Sub-score |
|---|---|
| value rank | 0.4 |
| quality rank | 4.7 |
| growth rank | 7.6 |
Technical
7.2/10data confidence 100%| Component | Sub-score |
|---|---|
| bollinger | 7.1 |
| support resistance | 4.7 |
| 52w position | 9.8 |
Risk (lower is worse)
5.6/10data confidence 60%| Component | Sub-score |
|---|---|
| days to cover | 0.0 |
| volatility | 10.0 |
| beta | 6.8 |
- ▸Concentration risks: 2 HIGH (10-K Item 1A — sized via position_sizing, validated via buy_confidence)
Catalyst
5.5/10data confidence 50%| Component | Sub-score |
|---|---|
| erm | 5.0 |
| dividend safety | 6.0 |
- ▸Dividend: 795.0%
How the verdict was assembled
Engine trigger
Maintain position. Not compelling to add more.
Engine technical detail
verdict_path:
L4:PATH_F_HOLDPassed (7)
- MOMENTUM:5.6>=5.5
- INSIDER:OK
- 8K:CLEAN
- NEWS_EVENTS:NONE_RECENT
- EARNINGS_PROXIMITY:NO_DATE
- SEMI_CYCLE_PEAK:CLEAR
- MATERIALS_CYCLE_PEAK:CLEAR
Failed (0)
none
Warning (1)
- ASYMMETRY:UPSIDE_EXHAUSTED (upside=0.0%)
Reward-to-Risk
0.00
Upside
+0.0%
Downside
15.0%
Sizing output
AVOID
SetupUNKNOWN — No clear chart pattern; technical signals are mixed
EdgeNO_EDGE — No clear edge identified
SuitabilityMODERATE — Balanced profile
Investment implication
None of the engine's positive-conviction paths (C-quality, D-momentum) triggered — the F-path HOLD reflects balanced signals. Strongest-cleared gate: MOMENTUM:5.6>=5.5. Top dim: Growth at 9.2; weakest: Peer rank at 4.4. No conviction either direction.
The strongest dimensions are Growth at 9.2, Value at 8.3, and Technical at 7.2; the weakest are Peer rank at 4.4, Insider at 4.8, and Sentiment at 4.8. The V9 engine cleared all gates with 1 warning, producing an asymmetric reward-to-risk of 0.00 and an engine sizing output of AVOID.