VersaBank (VBNK) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.27
- Estimate
- $0.28
- Surprise
- -1.7%
- Revenue (period 2026-07-31)
- $38.8M
- Score today
- 6.3/10
Revenue source: yfinance_provisional (provisional — SEC XBRL not yet filed for this period).
How the report landed
VersaBank (VBNK) missed the $0.28 estimate with adjusted EPS of $0.27 — a modest 1.7% shortfall.
Where TrendMatrix's rating stands now
TrendMatrix currently rates VBNK Hold at 6.3/10; no pre/post engine snapshot brackets this report.
2 of the last 4 quarters beat the estimate; this quarter's -1.7% surprise compares with a +2.4% four-quarter average. Next scheduled report: 2026-12-09.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Attractive valuation
What argues against it
- Analyst target reached - limited upside remaining
- V7 low-quality RISK_OFF penalty: -0.5 (Q=4.6)
- Target reached (-3.3% upside)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $22.42
- Stop
- $21.02
The stock trades at 29.5× trailing but 12.9× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-10-29 — shown for context, not personalized investment advice.
VBNK at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $726.8M
- P/E (fwd)
- 12.9
- P/E (ttm)
- 29.5
- 52-week range
- $11.25–$25.05
- Off 52-week high
- 10.5%
- RSI (14)
- 56
- Volume vs avg
- 0.63×
- Score today
- 6.3/10