Trupanion (TRUP) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.86
- Estimate
- $0.94
- Surprise
- -8.6%
- Revenue (period 2026-06-30)
- $392.9M
- Score today
- 4.5/10
Revenue source: xbrl.
How the report landed
Trupanion (TRUP) missed the $0.94 estimate with adjusted EPS of $0.86 — a clear 8.6% shortfall.
Where TrendMatrix's rating stands now
TrendMatrix currently rates TRUP Sell at 4.5/10; no pre/post engine snapshot brackets this report.
0 of the last 4 quarters beat the estimate; this quarter's -8.6% surprise compares with a -13.5% four-quarter average. Next scheduled report: 2026-11-05.
What argues against it
- Concentration risk — Product: subscription business segment (69.0%)
- Target reached (-4.3% upside)
- Quality below floor (3.4 < 4.0)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $29.52
- Stop
- $27.48
The stock trades at 55.7× trailing but 6.9× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: RSI 74 — a level conventionally read as overbought; gains at these levels often lean on momentum.
Model outputs from TrendMatrix’s engine as of 2026-10-29 — shown for context, not personalized investment advice.
TRUP at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Insurance - Property & Casualty
- Market cap
- $1.30B
- P/E (fwd)
- 6.9
- P/E (ttm)
- 55.7
- 52-week range
- $21.16–$46.98
- Off 52-week high
- 37.2%
- RSI (14)
- 74
- Volume vs avg
- 0.74×
- Score today
- 4.5/10