Trupanion (TRUP) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Reported EPS
- $0.86
- Estimate
- $0.94
- Surprise
- -8.6%
- Revenue (period 2026-06-30)
- $392.9M
- Score today
- 4.6/10
Revenue source: xbrl.
How the report landed
Trupanion (TRUP) missed the $0.94 estimate with diluted EPS of $0.86 — a clear 8.6% shortfall.
Where TrendMatrix's rating stands now
TrendMatrix currently rates TRUP Sell at 4.6/10; no pre/post engine snapshot brackets this report.
0 of the last 4 quarters beat the estimate; this quarter's -8.6% surprise compares with a -13.5% four-quarter average. Next scheduled report: 2026-11-05.
What argues against it
- Concentration risk — Product: subscription business segment (69.0%)
- Quality below floor (3.4 < 4.0)
- Momentum score 1.4/10 — below 4.5 minimum
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $24.89
- Price target
- $29.11
- Stop
- $23.77
- Upside to target
- +17.0%
- Reward-to-risk
- 1.6:1
The stock trades at 47.0× trailing but 5.8× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: RSI 19 — a level conventionally read as oversold.
Model outputs from TrendMatrix’s engine as of 2026-09-14 — shown for context, not personalized investment advice.
TRUP at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Insurance - Property & Casualty
- Market cap
- $1.09B
- P/E (fwd)
- 5.8
- P/E (ttm)
- 47.0
- 52-week range
- $21.16–$46.98
- Off 52-week high
- 47.0%
- RSI (14)
- 19
- Volume vs avg
- 0.83×
- Score today
- 4.6/10