PNC Financial Services Group, I (PNC) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $4.97
- Estimate
- $4.89
- Surprise
- +1.6%
- Score at report (before → after)
- 6.1 → 6.4/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
PNC Financial Services Group, I (PNC) beat the $4.89 estimate with adjusted EPS of $4.97 — a modest 1.6% upside surprise. TrendMatrix's engine moved from Buy (Wait) (6.1/10) to Hold at 6.4/10 after the report.
Where TrendMatrix's rating stands now
TrendMatrix currently rates PNC Hold at 5.9/10.
4 of the last 4 quarters beat the estimate; this quarter's +1.6% surprise compares with a +7.5% four-quarter average. Next scheduled report: 2027-01-15.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (4/4)
What argues against it
- Concentration risk — Regulatory: OCC (PNC Bank primary regulator)
- Analyst target reached - limited upside remaining
- Overbought (RSI 77)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $232.00
- Price target
- $236.70
- Stop
- $223.08
- Upside to target
- +2.0%
- Reward-to-risk
- 0.2:1
At 12.2× trailing and 10.7× forward earnings, consensus estimates imply little change in earnings power.
Risk check: RSI 77 — a level conventionally read as overbought; gains at these levels often lean on momentum.
Model outputs from TrendMatrix’s engine as of 2026-10-29 — shown for context, not personalized investment advice.
PNC at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $90.67B
- P/E (fwd)
- 10.7
- P/E (ttm)
- 12.2
- 52-week range
- $177.08–$258.96
- Off 52-week high
- 10.4%
- RSI (14)
- 77
- Volume vs avg
- 0.03×
- Score today
- 5.9/10