Old Republic International (ORI) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.73
- Estimate
- $0.79
- Surprise
- -7.2%
- Score at report (before → after)
- 6.6 → 6.6/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Old Republic International (ORI) missed the $0.79 estimate with adjusted EPS of $0.73 — a clear 7.2% shortfall. TrendMatrix's engine moved from Buy (Wait) (6.6/10) to Sell at 6.6/10 after the report.
Coverage in the report window
- Raymond James Downgrades Old Republic International to Outperform from Strong Buy — fiscal.ai, 2026-10-23
- Piper Sandler Maintains Old Republic International With Hold Rating, Raises Target Price to $42 — fiscal.ai, 2026-10-23
Where TrendMatrix's rating stands now
TrendMatrix currently rates ORI Sell at 5.1/10.
1 of the last 4 quarters beat the estimate; this quarter's -7.2% surprise compares with a +12.2% four-quarter average. Next scheduled report: 2027-01-21.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Contrarian signal: extreme negativity (-1.00) on quality business
What argues against it
- Analyst target reached - limited upside remaining
- V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2)
- Consecutive earnings misses (3)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $37.73
- Stop
- $35.99
Forward estimates sit below the trailing run-rate (11.9× forward vs 8.5× trailing) — consensus expects earnings to decline from here.
Model outputs from TrendMatrix’s engine as of 2026-10-29 — shown for context, not personalized investment advice.
ORI at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Insurance - Property & Casualty
- Market cap
- $9.11B
- P/E (fwd)
- 11.9
- P/E (ttm)
- 8.5
- 52-week range
- $36.65–$46.76
- Off 52-week high
- 19.3%
- RSI (14)
- 43
- Volume vs avg
- 0.94×
- Score today
- 5.1/10