Value
5.8/10data confidence 40%| Component | Sub-score |
|---|---|
| P/E | 8.6 |
| P/S | 3.1 |
NZF · Why this verdict
Why Nuveen Municipal Credit Income (NZF) is rated HOLD
Updated
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
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VerdictHOLD
Overall score4.6/10
ConfidenceMEDIUM
MacroRISK_OFF
Per-dimension breakdown
Quality
6.0/10data confidence 100%| Component | Sub-score |
|---|---|
| ROE | 2.4 |
| ROA | 1.8 |
| Gross margin | 10.0 |
| Op margin | 10.0 |
| Net margin | 10.0 |
| Current ratio | 1.1 |
| FCF quality | 4.6 |
| Moat | 5.4 |
| Rule of 40 | 8.1 |
| Piotroski F | 6.7 |
- ▸Strong margins: 85%
- ▸Earnings quality warning: 59% FCF/NI
- ▸No competitive moat
- ▸Rule of 40: 49 (pass)
Growth
2.0/10data confidence 33%| Component | Sub-score |
|---|---|
| Rev growth | 2.0 |
- ▸Declining revenue: -2%
Momentum
3.5/10data confidence 100%| Component | Sub-score |
|---|---|
| RSI | 3.7 |
| MACD | 7.4 |
| OBV | 1.0 |
| MA position | 4.0 |
| Volume | 1.6 |
- ▸Volume distribution (falling OBV)
- ▸Below 200-MA, MA slope -1.1%/30d — confirmed downtrend
Sentiment
5.0/10data confidence 67%| Component | Sub-score |
|---|---|
| Analyst rating | 5.0 |
| erm sentiment | 5.0 |
Insider
4.1/10data confidence 100%| Component | Sub-score |
|---|---|
| materiality | 2.0 |
| insider conviction | 2.0 |
| holder change | 5.4 |
| notable moves | 7.0 |
- ▸Heavy insider selling — $17,702,994 (0.810% of mkt cap)
Peer rank
4.6/10data confidence 80%| Component | Sub-score |
|---|---|
| value rank | 4.5 |
| quality rank | 6.6 |
| growth rank | 3.5 |
- ▸Best-in-class margins
Technical
3.8/10data confidence 100%| Component | Sub-score |
|---|---|
| bollinger | 1.6 |
| support resistance | 1.9 |
| 52w position | 8.0 |
Risk (lower is worse)
8.7/10data confidence 100%| Component | Sub-score |
|---|---|
| short interest | 9.7 |
| days to cover | 10.0 |
| volatility | 8.4 |
| beta | 8.5 |
| debt equity | 6.9 |
Catalyst
4.5/10data confidence 50%| Component | Sub-score |
|---|---|
| erm | 5.0 |
| dividend safety | 4.0 |
- ▸Yield trap warning: high yield but unsafe
How the verdict was assembled
Engine trigger
Maintain position. Not compelling to add more.
Engine technical detail
verdict_path:
L4:PATH_F_HOLDPassed (5)
- 8K:CLEAN
- NEWS_EVENTS:NONE_RECENT
- EARNINGS_PROXIMITY:NO_DATE
- SEMI_CYCLE_PEAK:CLEAR
- MATERIALS_CYCLE_PEAK:CLEAR
Failed (3)
- MOMENTUM:3.5<4.5
- INSIDER:0.81%=HEAVY
- DEATH_CROSS:HARD_BLOCK
Warning (1)
- ASYMMETRY:UPSIDE_EXHAUSTED (upside=0.0%)
Reward-to-Risk
0.00
Upside
+0.0%
Downside
5.5%
Sizing output
AVOID
SetupRecovery — Death cross but MACD improving, RSI 63
EdgeNo clear edge — No clear edge identified
SuitabilityAggressive — MCap $2.2B<$5B
Investment implication
None of the engine's positive-conviction paths (C-quality, D-momentum) triggered — the F-path HOLD reflects balanced signals. Strongest-cleared gate: 8K:CLEAN. Top dim: Risk (lower is worse) at 8.7; weakest: Growth at 2.0. No conviction either direction.
The strongest dimensions are Risk (lower is worse) at 8.7, Quality at 6.0, and Value at 5.8; the weakest are Growth at 2.0, Momentum at 3.5, and Technical at 3.8. The V9 engine flagged 3 failed gates with 1 warning, producing an asymmetric reward-to-risk of 0.00 and an engine sizing output of AVOID.