Farmers National Banc (FMNB) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $0.47
- Estimate
- $0.41
- Surprise
- +14.6%
- Score today
- 6.1/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Farmers National Banc (FMNB) beat the $0.41 estimate with adjusted EPS of $0.47 — a large 14.6% upside surprise.
Coverage in the report window
- Farmers National Banc Corp. Reports Results for Third Quarter of 2026 — fiscal.ai, 2026-10-28
- Farmers National Banc Q3 Adj. EPS $0.47 Beats $0.41 Estimate, Sales $65.869M Miss $70.750M Estimate — benzinga, 2026-10-28
Where TrendMatrix's rating stands now
TrendMatrix currently rates FMNB Hold at 6.1/10; no pre/post engine snapshot brackets this report.
3 of the last 4 quarters beat the estimate; this quarter's +14.6% surprise compares with a +8.2% four-quarter average.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (3/4)
What argues against it
- Concentration risk — Loan Portfolio: core deposits (93.0%)
- Analyst target reached - limited upside remaining
- Near 52-week high (4.3% away)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $15.76
- Stop
- $15.16
The stock trades at 11.2× trailing but 8.8× forward earnings — consensus estimates already build in a substantial earnings recovery.
Model outputs from TrendMatrix’s engine as of 2026-10-29 — shown for context, not personalized investment advice.
FMNB at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $917.2M
- P/E (fwd)
- 8.8
- P/E (ttm)
- 11.2
- 52-week range
- $12.12–$16.46
- Off 52-week high
- 4.3%
- RSI (14)
- 69
- Volume vs avg
- 0.03×
- Score today
- 6.1/10