FB Financial (FBK) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $1.21
- Estimate
- $1.21
- Surprise
- +0.2%
- Score today
- 6.7/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
FB Financial (FBK) reported adjusted EPS of $1.21, in line with the $1.21 estimate.
Coverage in the report window
- FB Financial Analysts Reduce Their Forecasts After Mixed Q3 Results — benzinga, 2026-10-14
Where TrendMatrix's rating stands now
TrendMatrix currently rates FBK Hold at 6.7/10; no pre/post engine snapshot brackets this report.
3 of the last 4 quarters beat the estimate; this quarter's +0.2% surprise compares with a +4.0% four-quarter average. Next scheduled report: 2027-01-20.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (3/4)
What argues against it
- Single-region cliff: 62% exposure to Tennessee (≥60% threshold). Regional macroeconomic shock = idiosyncratic terminal risk.
- Concentration risk — Geographic: Tennessee (62.0%)
- Concentration risk — Loan Portfolio: real estate collateral (77.0%)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $52.94
- Price target
- $55.14
- Stop
- $50.56
- Upside to target
- +4.2%
- Reward-to-risk
- 0.7:1
At 11.7× trailing and 10.5× forward earnings, consensus estimates imply little change in earnings power.
Model outputs from TrendMatrix’s engine as of 2026-10-29 — shown for context, not personalized investment advice.
FBK at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $2.62B
- P/E (fwd)
- 10.5
- P/E (ttm)
- 11.7
- 52-week range
- $49.24–$62.66
- Off 52-week high
- 15.5%
- RSI (14)
- 50
- Volume vs avg
- 0.58×
- Score today
- 6.7/10