Esquire Financial Holdings (ESQ) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $2.12
- Estimate
- $1.89
- Surprise
- +12.2%
- Score today
- 5.8/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Esquire Financial Holdings (ESQ) beat the $1.89 estimate with adjusted EPS of $2.12 — a large 12.2% upside surprise.
Coverage in the report window
- Raymond James Adjusts Price Target on Esquire Financial to $150 From $140 — fiscal.ai, 2026-10-28
- Esquire Financial Hldgs Q3 2026 Earnings Call Transcript — benzinga, 2026-10-27
- Esquire Financial Holdings, Inc. Reports Third Quarter 2026 Financial Results — fiscal.ai, 2026-10-27
Where TrendMatrix's rating stands now
TrendMatrix currently rates ESQ Hold at 5.8/10; no pre/post engine snapshot brackets this report.
3 of the last 4 quarters beat the estimate; this quarter's +12.2% surprise compares with a +2.2% four-quarter average. Next scheduled report: 2027-01-21.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (3/4)
What argues against it
- Analyst target reached - limited upside remaining
- Near 52-week high (4.6% away)
- Target reached (-7.2% upside)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $128.60
- Stop
- $120.94
The stock trades at 21.4× trailing but 14.2× forward earnings — consensus estimates already build in a substantial earnings recovery.
Risk check: RSI 71 — a level conventionally read as overbought; gains at these levels often lean on momentum.
Model outputs from TrendMatrix’s engine as of 2026-10-29 — shown for context, not personalized investment advice.
ESQ at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $1.57B
- P/E (fwd)
- 14.2
- P/E (ttm)
- 21.4
- 52-week range
- $92.10–$134.81
- Off 52-week high
- 4.6%
- RSI (14)
- 71
- Volume vs avg
- 0.25×
- Score today
- 5.8/10