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CCitigroup, Inc.Hold6.3·$141.63+1.29%
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Citigroup, Inc. (C) Stock Analysis

Catalyst-Driven edge

HoldModerate Confidence

Financial Services · Banks - Diversified

Hold if already holding. Not a fresh buy at $141.63, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.4% away).

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The... Read more

$141.63-0.7% A.UpsideScore 6.3/10#1 of 19 Banks - Diversified
QualityF-score4 / 9FCF yield
IncomeYield1.72%(5y avg 3.42%)Payout29.17%sustainable
Stop $133.84Target $140.69(resistance)A.R:R -0.4:1
Analyst target$146.93+3.7%21 analysts
$140.69our TP
$141.63price
$146.93mean
$125
$170

Hold if already holding. Not a fresh buy at $141.63, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.4% away). Chart setup: No clear chart pattern; technical signals are mixed. Mixed signals. Hold existing position. Score 6.3/10, moderate confidence.

Passes 6/8 gates (positive momentum, clean insider activity, news events none recent, earnings proximity 28d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-15
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Jul 14, 202628d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (-0.4% away)

Key Metrics

P/E (TTM)17.3
P/E (Fwd)11.2
Mkt Cap$238.5B
EV/EBITDA
Profit Mgn20.4%
ROE7.6%
Rev Growth15.9%
Beta1.11
Dividend1.72%
Rating analysts28

Quality Signals

Piotroski F4/9

Options Flow

P/C1.06bearish
IV39%normal

Material Events(8-K, last 90d)

  • 2026-05-21Item 5.02LOW
    Stockholders approved on May 20, 2026 an amendment to the Citigroup 2019 Stock Incentive Plan adding 20 million authorized shares. Routine compensatory arrangement approval at 2026 Annual Meeting; no officer departure disclosed.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.1
Support Resistance
0.8
Gap
5.0
52w Position
9.7
GatesA.R:R -0.4=NEGATIVEExecutive change: officer departure/appointmentMomentum 6.8>=5.5Insider activity: OKNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 28d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
75 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $119.76Resistance $143.56

Price Targets

$134
$141
A.Upside-0.7%
A.R:R-0.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-6.6% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-14 (28d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is C stock a buy right now?

Hold if already holding. Not a fresh buy at $141.63, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.4% away). Chart setup: No clear chart pattern; technical signals are mixed. Mixed signals. Hold existing position. Target $140.69 (-0.7%), stop $133.84 (−5.8%), A.R:R -0.4:1. Score 6.3/10, moderate confidence.

What is the C stock price target?

Take-profit target: $140.69 (-0.7% upside). Target $140.69 (-0.7%), stop $133.84 (−5.8%), A.R:R -0.4:1. Stop-loss: $133.84.

What are the risks of investing in C?

Analyst target reached - limited upside remaining; Near 52-week high (-0.4% away).

Is C overvalued or undervalued?

Citigroup, Inc. trades at a P/E of 17.3 (forward 11.2). TrendMatrix value score: 7.4/10. Verdict: Hold.

What do analysts say about C?

28 analysts cover C with a consensus score of 4.1/5. Average price target: $147.

What does Citigroup, Inc. do?Citigroup Inc., a diversified financial service holding company, provides various financial products and services to...

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, and prime brokerage. The Banking segment includes investment banking services comprising equity and debt capital markets-related strategic financing solutions; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending consists of corporate and commercial banking. The U.S. Personal Banking segment provides proprietary and co-branded card portfolios; and traditional banking services to retail and small business customers. The Wealth segment offers financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; professional industries, including law firms, consulting groups, accounting, and asset management; and affluent and high net worth clients. The company operates in North America, the United Kingdom, Japan, North and South Asia, Australia, Europe, the Middle East, and Africa. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.

Related stocks: BK (The Bank of New York Mellon Cor) · UBS (UBS Group AG Registered) · RY (Royal Bank Of Canada) · BAC (Bank of America Corporation) · BNS (Bank Nova Scotia Halifax Pfd 3)
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