Value
7.8/10data confidence 100%| Component | Sub-score |
|---|---|
| P/E | 5.9 |
| P/S | 8.6 |
| EV/EBITDA | 3.8 |
| Fwd P/E | 9.1 |
| PEG | 10.0 |
| Analyst target | 7.5 |
- ▸Forward P/E: 11.4x
- ▸PEG: 0.12
- ▸Attractively valued
ACIW · Why this verdict
Why ACI Worldwide (ACIW) is rated HOLD
Updated
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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VerdictHOLD
Overall score6.3/10
ConfidenceMEDIUM
MacroNEUTRAL
Per-dimension breakdown
Quality
6.4/10data confidence 100%| Component | Sub-score |
|---|---|
| ROE | 4.6 |
| ROA | 4.5 |
| Gross margin | 5.8 |
| Op margin | 5.9 |
| Net margin | 5.8 |
| Current ratio | 5.6 |
| FCF quality | 9.2 |
| Moat | 6.2 |
| Piotroski F | 10.0 |
- ▸Excellent cash conversion: 127% FCF/NI
- ▸Strong Piotroski F-Score: 9/9
Growth
7.2/10data confidence 67%| Component | Sub-score |
|---|---|
| Rev growth | 4.5 |
| EPS growth | 10.0 |
Momentum
7.0/10data confidence 100%| Component | Sub-score |
|---|---|
| RSI | 4.5 |
| MACD | 8.6 |
| OBV | 10.0 |
| MA position | 7.0 |
| Volume | 5.1 |
- ▸Volume accumulation (rising OBV)
- ▸Below 200-MA (recent, shallow — too early to call)
Sentiment
7.3/10data confidence 100%| Component | Sub-score |
|---|---|
| LLM sentiment | 8.0 |
| Analyst rating | 5.0 |
| Price target | 9.3 |
- ▸LLM news sentiment: +0.60 (n=1)
- ▸Analyst upside: 44%
Insider
5.0/10data confidence 50%| Component | Sub-score |
|---|---|
| materiality | 5.0 |
| holder change | 5.1 |
- ▸No net insider activity — $0 (0.000% of mkt cap)
Peer rank
3.6/10data confidence 80%| Component | Sub-score |
|---|---|
| value rank | 6.5 |
| quality rank | 5.8 |
| growth rank | 2.1 |
Technical
3.1/10data confidence 100%| Component | Sub-score |
|---|---|
| bollinger | 0.9 |
| support resistance | 2.0 |
| 52w position | 6.3 |
Risk (lower is worse)
5.6/10data confidence 100%| Component | Sub-score |
|---|---|
| short interest | 7.0 |
| days to cover | 4.5 |
| volatility | 3.7 |
| put call | 10.0 |
| implied vol | 1.9 |
| max pain risk | 3.0 |
| beta | 7.0 |
| debt equity | 7.6 |
- ▸High IV: 69%
- ▸Above max pain $25
Catalyst
6.2/10data confidence 100%| Component | Sub-score |
|---|---|
| erm | 5.0 |
| earnings history | 6.7 |
| earnings timing | 5.0 |
| surprise avg | 9.3 |
| news activity | 5.0 |
- ▸Strong earnings: 3B/1M
How the verdict was assembled
Engine trigger
Maintain position. Not compelling to add more.
Engine technical detail
verdict_path:
L4:PATH_F_HOLDPassed (7)
- MOMENTUM:7.0>=5.5
- ASYMMETRY:2.3>=1.5
- INSIDER:OK
- 8K:CLEAN
- EARNINGS_PROXIMITY:56d clear
- SEMI_CYCLE_PEAK:CLEAR
- MATERIALS_CYCLE_PEAK:CLEAR
Failed (0)
none
Warning (1)
- DEATH_CROSS:momentum=7.0>=5.0 recovering
Reward-to-Risk
2.30
Upside
+22.6%
Downside
9.8%
Sizing output
AVOID
SetupRECOVERY — Death cross but MACD improving, RSI 59
EdgeNO_EDGE — No clear edge identified
SuitabilityAGGRESSIVE — MCap $4.4B<$5B
Investment implication
None of the engine's positive-conviction paths (C-quality, D-momentum) triggered — the F-path HOLD reflects balanced signals. Strongest-cleared gate: MOMENTUM:7.0>=5.5. Top dim: Value at 7.8; weakest: Technical at 3.1. No conviction either direction.
The strongest dimensions are Value at 7.8, Sentiment at 7.3, and Growth at 7.2; the weakest are Technical at 3.1, Peer rank at 3.6, and Insider at 5.0. The V9 engine cleared all gates with 1 warning, producing an asymmetric reward-to-risk of 2.30 and an engine sizing output of AVOID.