Skip to main content
SFNCSimmons First National CorporatSell5.3·$22.13-1.69%
Open full analysis

Simmons First National Corporat (SFNC) Stock Analysis

Breakout setup

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Engine safety override at $22.13: Quality below floor (2.9 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.3/10. Specifically: Below-average business quality.

Simmons First National Corporation is a financial holding company headquartered in Pine Bluff, Arkansas, operating Simmons Bank with 222 financial centers in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. With $24.54B in total assets, $17.49B in loans, and $20.18B... Read more

$22.13+0.1% A.UpsideScore 5.3/10#117 of 142 Banks - Regional
QualityF-score5 / 9FCF yield
IncomeYield3.82%(5y avg 3.80%)Payout66.54%
Stop $21.17Target $22.14(resistance)A.R:R -0.9:1
Analyst target$23.57+6.5%7 analysts
$22.14our TP
$22.13price
$23.57mean
$25

Sell if holding. Engine safety override at $22.13: Quality below floor (2.9 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.3/10. Specifically: Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 60, MACD bullish. Score 5.3/10, moderate confidence.

Passes 6/8 gates (positive momentum, clean insider activity, news events none recent, earnings proximity 31d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-15

Recent Developments — Simmons First National Corporat

Latest news

Generated 2026-06-15T18:11:47Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 16, 202631d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Target reached (-7.2% upside)
Quality below floor (2.9 < 4.0)

Key Metrics

P/E (TTM)
P/E (Fwd)10.3
Mkt Cap$3.3B
EV/EBITDA
Profit Mgn0.0%
ROE-10.4%
Rev Growth24.1%
Beta0.93
Dividend3.82%
Rating analysts13

Quality Signals

Piotroski F5/9

Options Flow

P/C0.67bullish
IV119%elevated
Max Pain$3-88.7% vs spot

Concentration Risks(10-K Item 1A)

  • MEDIUMGeographicArkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas
    10-K Item 1A: 'Our concentration of banking activities in Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas...makes us more vulnerable'
  • MEDIUMloan_portfoliocommercial real estate, construction and development loans
    10-K Item 1A: 'Significant portions of our loan portfolio include commercial real estate, construction and development, and commercial and industrial loans, each of which presents heightened lending risks.'

Material Events(8-K, last 90d)

  • 2026-03-03Item 5.02LOW
    Simmons First entered First Amendment to Executive Change in Control Severance Agreement with James M. Brogdon dated February 27, 2026, increasing termination compensation formula from 2x to 3x Base Period Income.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers·1 ceiling hit

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Roe
0.0
Roa
0.0
Gross Margin
0.0
Net Margin
0.0
Moat
4.8
Piotroski F
5.6
Operating Margin
10.0
No competitive moatQuality concerns

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank
0.0
Quality Rank
0.0
Growth Rank
7.9
GatesA.R:R -0.9=NEGATIVEExecutive change: officer departure/appointmentMomentum 6.6>=5.5Insider activity: OKNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 31d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
60 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $20.37Resistance $22.59

Price Targets

$21
$22
A.Upside+0.0%
A.R:R-0.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-7.2% upside)
! Quality below floor (2.9 < 4.0)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-16 (31d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is SFNC stock a buy right now?

Sell if holding. Engine safety override at $22.13: Quality below floor (2.9 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.3/10. Specifically: Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 60, MACD bullish. Prior stop was $21.17. Score 5.3/10, moderate confidence.

What is the SFNC stock price target?

Take-profit target: $22.14 (+0.1% upside). Prior stop was $21.17. Stop-loss: $21.17.

What are the risks of investing in SFNC?

Target reached (-7.2% upside); Quality below floor (2.9 < 4.0).

Is SFNC overvalued or undervalued?

Simmons First National Corporat trades at a P/E of N/A (forward 10.3). TrendMatrix value score: 4.6/10. Verdict: Sell.

What do analysts say about SFNC?

13 analysts cover SFNC with a consensus score of 3.9/5. Average price target: $24.

What does Simmons First National Corporat do?Simmons First National Corporation is a financial holding company headquartered in Pine Bluff, Arkansas, operating...

Simmons First National Corporation is a financial holding company headquartered in Pine Bluff, Arkansas, operating Simmons Bank with 222 financial centers in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. With $24.54B in total assets, $17.49B in loans, and $20.18B in deposits at December 31, 2025, it provides commercial, consumer, and wealth management banking services.

Related stocks: CUBI (Customers Bancorp, Inc) · IFS (Intercorp Financial Services In) · SSB (SouthState Bank Corporation) · GABC (German American Bancorp, Inc.) · INTR (Inter & Co. Inc.)
Home Stocks SFNC

Latest news

Latest News

Benzinga59d agoEarnings
Benzinga60d ago
Benzinga60d agoEarnings