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EBCEastern Bankshares, Inc.Sell5.9·$20.66-0.46%
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Eastern Bankshares, Inc. (EBC) Stock Analysis

Breakout setup

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Analyst target reached at $20.66 — A.R:R is negative (-0.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2).

Eastern Bankshares is a Massachusetts bank holding company with $30.6B in assets serving eastern MA, southern NH, and Rhode Island through Eastern Bank. Lending concentrates on commercial real estate (40.8% of loans), residential real estate (22.7%), and C&I (18.6%); the Boston... Read more

$20.66-0.2% A.UpsideScore 5.9/10#74 of 142 Banks - Regional
QualityF-score7 / 9FCF yield
IncomeYield2.60%(5y avg 2.45%)Payout28.73%sustainable
Stop $19.66Target $20.62(resistance)A.R:R -0.2:1
Analyst target$23.31+12.8%8 analysts
$20.62our TP
$20.66price
$23.31mean
$26

Sell if holding. Analyst target reached at $20.66 — A.R:R is negative (-0.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: Golden cross, above all MAs, RSI 58, MACD bullish. Score 5.9/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 38d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-15
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 23, 202638d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)11.5
P/E (Fwd)9.6
Mkt Cap$4.5B
EV/EBITDA
Profit Mgn35.9%
ROE9.4%
Rev Growth
Beta0.70
Dividend2.60%
Rating analysts12

Quality Signals

Piotroski F7/9

Options Flow

P/C5.25bearish
IV666%elevated
Max Pain$13-39.5% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -0.2=NEGATIVEMomentum 6.0>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 38d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
58 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $18.98Resistance $21.04

Price Targets

$20
$21
A.Upside-0.2%
A.R:R-0.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-1.8% upside)
! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-23 (38d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is EBC stock a buy right now?

Sell if holding. Analyst target reached at $20.66 — A.R:R is negative (-0.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: Golden cross, above all MAs, RSI 58, MACD bullish. Prior stop was $19.66. Score 5.9/10, moderate confidence.

What is the EBC stock price target?

Take-profit target: $20.62 (-0.2% upside). Prior stop was $19.66. Stop-loss: $19.66.

What are the risks of investing in EBC?

Analyst target reached - limited upside remaining; Consecutive earnings misses (2).

Is EBC overvalued or undervalued?

Eastern Bankshares, Inc. trades at a P/E of 11.5 (forward 9.6). TrendMatrix value score: 7.9/10. Verdict: Sell.

What do analysts say about EBC?

12 analysts cover EBC with a consensus score of 4.0/5. Average price target: $23.

What does Eastern Bankshares, Inc. do?Eastern Bankshares is a Massachusetts bank holding company with $30.6B in assets serving eastern MA, southern NH, and...

Eastern Bankshares is a Massachusetts bank holding company with $30.6B in assets serving eastern MA, southern NH, and Rhode Island through Eastern Bank. Lending concentrates on commercial real estate (40.8% of loans), residential real estate (22.7%), and C&I (18.6%); the Boston market accounted for 91.2% of deposits and 89.6% of real-estate-secured loans are in its primary market.

Related stocks: CUBI (Customers Bancorp, Inc) · GABC (German American Bancorp, Inc.) · IFS (Intercorp Financial Services In) · INTR (Inter & Co. Inc.) · SSB (SouthState Bank Corporation)
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