Cullen/Frost Bankers, Inc. (CFR) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $145.31, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial and industrial, energy, construction and commercial real estate (80.9%); Concentration risk — Loan Portfolio: uninsured deposits.
Cullen/Frost Bankers is a Texas-focused financial holding company operating through Frost Bank, one of the largest commercial banks headquartered in Texas, with $53.0 billion in consolidated total assets and 204 financial centers across Texas at December 31, 2025. Revenue comes... Read more
Hold if already holding. Not a fresh buy at $145.31, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial and industrial, energy, construction and commercial real estate (80.9%); Concentration risk — Loan Portfolio: uninsured deposits. Chart setup: Golden cross, above all MAs, RSI 63, MACD bullish. Maintain position. Not compelling to add more. Score 5.6/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 44d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-06-15Recent Developments — Cullen/Frost Bankers, Inc.
Latest news
- NEWS Frost Bank (CFR) Price Action | Q4 2025: Better Than Expected - Earnings Risk - Cổng thông tin điện tử tỉnh Tây Ninh — Cổng thông tin điện tử tỉnh Tây Ninh positive
- NEWS Net income from continuing operations of Cullen/Frost Bankers, Inc. – NYSE:CFR - TradingView — Track All Markets — TradingView — Track All Markets neutral
- NEWS Why Cullen/Frost Bankers (CFR) is a Top Dividend Stock for Your Portfolio - Yahoo Finance — Yahoo Finance positive
- NEWS Barclays Raises Price Target for Cullen/Frost Bankers (CFR) to $155 | CFR Stock News - GuruFocus — GuruFocus positive
- NEWS Cullen/Frost Bankers (NYSE:CFR) Price Target Raised to $155.00 at Barclays - MarketBeat — MarketBeat positive
Generated 2026-06-15T18:11:46Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHloan_portfoliocommercial and industrial, energy, construction and commercial real estate81%10-K Item 1A: 'approximately 80.9% of our loan portfolio consisted of commercial and industrial, energy, construction and commercial real estate mortgage loans'
- MEDIUMloan_portfoliocommercial real estate mortgage loans47%10-K Item 1A: 'commercial real estate mortgage loans comprised approximately 47.1% of our loan portfolio'
- HIGHloan_portfoliouninsured deposits10-K Item 1A: 'approximately 52% of our deposits were uninsured and we rely on these deposits for liquidity'
- HIGHGeographicTexas10-K Item 1: 'primarily engaged in the business of commercial and consumer banking through approximately 204 financial centers across Texas'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $145.31, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial and industrial, energy, construction and commercial real estate (80.9%); Concentration risk — Loan Portfolio: uninsured deposits. Chart setup: Golden cross, above all MAs, RSI 63, MACD bullish. Maintain position. Not compelling to add more. Target $145.63 (+0.2%), stop $139.07 (−4.5%), A.R:R -0.8:1. Score 5.6/10, moderate confidence.
Take-profit target: $145.63 (+0.1% upside). Target $145.63 (+0.2%), stop $139.07 (−4.5%), A.R:R -0.8:1. Stop-loss: $139.07.
Concentration risk — Loan Portfolio: commercial and industrial, energy, construction and commercial real estate (80.9%); Concentration risk — Loan Portfolio: uninsured deposits; Analyst target reached - limited upside remaining.
Cullen/Frost Bankers, Inc. trades at a P/E of 14.4 (forward 13.4). TrendMatrix value score: 6.2/10. Verdict: Hold.
19 analysts cover CFR with a consensus score of 3.3/5. Average price target: $151.
What does Cullen/Frost Bankers, Inc. do?Cullen/Frost Bankers is a Texas-focused financial holding company operating through Frost Bank, one of the largest...
Cullen/Frost Bankers is a Texas-focused financial holding company operating through Frost Bank, one of the largest commercial banks headquartered in Texas, with $53.0 billion in consolidated total assets and 204 financial centers across Texas at December 31, 2025. Revenue comes from net interest income and fee-based services spanning commercial/consumer banking, trust and wealth management, and insurance across Banking and Frost Wealth Advisors segments.