Grupo Aval currently trades well above its analyst consensus price target while quality sits below the minimum acceptable threshold and the reward-to-risk ratio is an unfavorable 0.42 to 1 — the setup argues for avoiding new positions despite two consecutive strong earnings beats.
Thesis pillars
- Quality Below Minimum Threshold↓Deteriorating
- Stock Above Analyst Consensus Target↓Deteriorating
- Overbought Momentum Reversal Risk↑Improving
- +2 more pillars — see the Why tab for full reasoning
Pillars as of Jul 3, 2026
Grupo Aval Acciones y Valores S (AVAL) Stock Analysis
Financial Services · Banks - Regional
Sell if holding. Engine safety override at $4.63: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.7/10. Specifically: Below-average business quality; Negative price momentum; Below long-term trend.
Grupo Aval Acciones y Valores S.A. provides a range of financial services and products in Colombia and Central America. The company offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. It also... Read more
Sell if holding. Engine safety override at $4.63: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.7/10. Specifically: Below-average business quality; Negative price momentum; Below long-term trend. Chart setup: No clear chart pattern; technical signals are mixed. Score 5.7/10, moderate confidence.
Passes 5/8 gates (clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
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Rating Breakdown
2 floor-breakers·1 ceiling hit
Quality below the gate floor. Component breakdown shows what dragged the score down.static
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $4.63: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.7/10. Specifically: Below-average business quality; Negative price momentum; Below long-term trend. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $4.37. Score 5.7/10, moderate confidence.
Analyst target $4.33 reached (−6.4% from $4.63); no take-profit level is published. Prior stop was $4.37. Stop-loss: $4.37.
Target reached (-6.4% upside); Quality below floor (3.3 < 4.0).
Grupo Aval Acciones y Valores S trades at a P/E of 12.2 (forward 7.3). TrendMatrix value score: 9.3/10. Verdict: Sell.
8 analysts cover AVAL with a consensus score of 2.5/5. Average price target: $5.
What does Grupo Aval Acciones y Valores S do?Grupo Aval Acciones y Valores S.A. provides a range of financial services and products in Colombia and Central America....
Grupo Aval Acciones y Valores S.A. provides a range of financial services and products in Colombia and Central America. The company offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. It also provides commercial loans comprising general purpose loans, working capital loans, leases, loans funded by development banks, corporate credit cards, and overdraft loans; consumer loans, such as payroll loans, personal loans, automobile and other vehicle loans, credit cards, overdrafts, leases, and general-purpose loans; and microcredit and mortgage loans. In addition, the company offers pension and severance fund management services; investment banking services, including services relating to capital markets, mergers and acquisitions, and delivering financial consulting services; mobile and online banking services; and bancassurance, insurance, trust, bonded warehousing, real estate escrow, merchandise and document storage and deposit, customs agency, cargo management, surety bond and merchandise distribution, and payment and collection services, as well as provides deposit and lending operations in foreign currencies. Further, it is involved in equity investments in various sectors, including infrastructure, energy and gas, agribusiness, and hotels; and providing treasury operations. The company was incorporated in 1994 and is headquartered in Bogotá, Colombia.