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AVALGrupo Aval Acciones y Valores SSell6.1·$5.55+3.16%
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Grupo Aval Acciones y Valores S (AVAL) Stock Analysis

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Engine safety override at $5.55: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.1/10. Specifically: Below-average business quality.

Grupo Aval Acciones y Valores S.A. provides a range of financial services and products in Colombia and Central America. The company offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. It also... Read more

$5.55+1.4% A.UpsideScore 6.1/10#55 of 142 Banks - Regional
QualityF-score7 / 9FCF yield
IncomeYield3.12%(5y avg 7.60%)Payout39.12%sustainable
Stop $5.16Target $5.63(resistance)A.R:R -2.6:1
Analyst target$4.00-27.9%1 analysts
Range unavailable (1 analysts)

Sell if holding. Engine safety override at $5.55: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.1/10. Specifically: Below-average business quality. Chart setup: No clear chart pattern; technical signals are mixed. Score 6.1/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 58d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Aug 11, 202658d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Target reached (-38.7% upside)
Quality below floor (3.3 < 4.0)

Key Metrics

P/E (TTM)14.2
P/E (Fwd)10.0
Mkt Cap$6.6B
EV/EBITDA
Profit Mgn12.1%
ROE9.6%
Rev Growth19.0%
Beta0.41
Dividend3.12%
Rating analysts8

Quality Signals

Piotroski F7/9

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers·2 ceiling hits

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Gross Margin
0.0
Operating Margin
0.0
Roa
0.6
Roe
3.2
Moat
5.4
Net Margin
6.1
Piotroski F
7.8
No competitive moatStrong Piotroski F-Score: 7/9

Negative sentiment — recent news tone and/or analyst downgrades drag the composite below neutral.static

Price Target
1.6
Erm Sentiment
3.9
Analyst Rating
5.0
Below analyst target
GatesA.R:R -2.6=NEGATIVEMomentum 7.8>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 58d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
78 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $3.91Resistance $5.75

Price Targets

$5
$6
A.Upside+1.4%
A.R:R-2.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-38.7% upside)
! Quality below floor (3.3 < 4.0)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-11 (58d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is AVAL stock a buy right now?

Sell if holding. Engine safety override at $5.55: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.1/10. Specifically: Below-average business quality. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $5.16. Score 6.1/10, moderate confidence.

What is the AVAL stock price target?

Take-profit target: $5.63 (+1.4% upside). Prior stop was $5.16. Stop-loss: $5.16.

What are the risks of investing in AVAL?

Target reached (-38.7% upside); Quality below floor (3.3 < 4.0).

Is AVAL overvalued or undervalued?

Grupo Aval Acciones y Valores S trades at a P/E of 14.2 (forward 10.0). TrendMatrix value score: 9.1/10. Verdict: Sell.

What do analysts say about AVAL?

8 analysts cover AVAL with a consensus score of 2.5/5. Average price target: $4.

What does Grupo Aval Acciones y Valores S do?Grupo Aval Acciones y Valores S.A. provides a range of financial services and products in Colombia and Central America....

Grupo Aval Acciones y Valores S.A. provides a range of financial services and products in Colombia and Central America. The company offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. It also provides commercial loans comprising general purpose loans, working capital loans, leases, loans funded by development banks, corporate credit cards, and overdraft loans; consumer loans, such as payroll loans, personal loans, automobile and other vehicle loans, credit cards, overdrafts, leases, and general-purpose loans; and microcredit and mortgage loans. In addition, the company offers pension and severance fund management services; investment banking services, including services relating to capital markets, mergers and acquisitions, and delivering financial consulting services; mobile and online banking services; and bancassurance, insurance, trust, bonded warehousing, real estate escrow, merchandise and document storage and deposit, customs agency, cargo management, surety bond and merchandise distribution, and payment and collection services, as well as provides deposit and lending operations in foreign currencies. Further, it is involved in equity investments in various sectors, including infrastructure, energy and gas, agribusiness, and hotels; and providing treasury operations. The company was incorporated in 1994 and is headquartered in Bogotá, Colombia.

Related stocks: CUBI (Customers Bancorp, Inc) · IFS (Intercorp Financial Services In) · SSB (SouthState Bank Corporation) · GABC (German American Bancorp, Inc.) · BFC (Bank First Corporation)
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