Navient (NAVI) Q2 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure
Key numbers
- Reported EPS
- $0.29
- Estimate
- $0.20
- Surprise
- +46.4%
- Score today
- 4.9/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Navient (NAVI) beat the $0.20 estimate with diluted EPS of $0.29 — a large 46.4% upside surprise.
Where TrendMatrix's rating stands now
TrendMatrix currently rates NAVI Sell at 4.9/10; no pre/post engine snapshot brackets this report.
2 of the last 4 quarters beat the estimate; this quarter's +46.4% surprise compares with a -148.8% four-quarter average. Next scheduled report: 2026-10-28.
What argues against it
- Target reached (-16.5% upside)
- Risk below floor (2.6 < 3.0)
- Negative risk/reward — downside exceeds upside
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $9.46
- Price target
- $10.87
- Stop
- $8.79
- Upside to target
- +14.9%
Model outputs from TrendMatrix’s engine as of 2026-08-23 — shown for context, not personalized investment advice.
NAVI at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Credit Services
- Market cap
- $886.3M
- P/E (fwd)
- 9.9
- 52-week range
- $7.33–$13.87
- Off 52-week high
- 31.8%
- RSI (14)
- 58
- Volume vs avg
- 0.69×
- Score today
- 4.9/10