Home Bancorp (HBCP) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $1.28
- Estimate
- $1.50
- Surprise
- -14.5%
- Score at report (before → after)
- 5.1 → 5.3/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
How the report landed
Home Bancorp (HBCP) missed the $1.50 estimate with adjusted EPS of $1.28 — a large 14.5% shortfall. TrendMatrix's engine moved from Hold (5.1/10) to Buy (Wait) at 5.3/10 after the report — the engine's score rose despite the miss.
Where TrendMatrix's rating stands now
TrendMatrix currently rates HBCP Sell at 5.2/10.
3 of the last 4 quarters beat the estimate; this quarter's -14.5% surprise compares with a -0.9% four-quarter average. Next scheduled report: 2027-01-25.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (3/4)
What argues against it
- Analyst target reached - limited upside remaining
- V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2)
- Negative news sentiment (-0.67)
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $61.44
- Stop
- $57.54
At 10.8× trailing and 10.0× forward earnings, consensus estimates imply little change in earnings power.
Risk check: RSI 29 — a level conventionally read as oversold; trading volume is running 1.5× its average — elevated turnover around the report window.
Model outputs from TrendMatrix’s engine as of 2026-10-29 — shown for context, not personalized investment advice.
HBCP at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $483.8M
- P/E (fwd)
- 10.0
- P/E (ttm)
- 10.8
- 52-week range
- $52.07–$74.50
- Off 52-week high
- 17.5%
- RSI (14)
- 29
- Volume vs avg
- 1.54×
- Score today
- 5.2/10